304 Harvard St, Momence, IL 60954 Property Records

Kankakee County property record for 304 Harvard St, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2020)
Tax Bill	$3,427 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-24-401-001`

Property Details

APN / Parcel Number

Primary APN	`06-10-24-401-001`

Exterior

Lot Area	7,364 sqft (0.169 acres)

Location & Zoning

Street Address	304 HARVARD ST
City	MOMENCE
State	IL
Zip	60954-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANUFACTURES ADDN LOTS 10 & 11 BLK12 24-31-13E
Legal Subdivision	MANUFACTURES ADD
Legal Block	12
Legal Lot Number	10,11
Jurisdiction	KANKAKEE IL
Township / Civil Division	GANEER
Census Block Group	4
Census Block	4031
Census Tract	10800

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 HARVARD ST, MOMENCE, IL 60954-1720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK
Jun 18, 2020	Warranty Deed, Transfer
Dec 16, 2013	Trustee's Deed, Foreclosure · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2020 · Amount on Record
Deed Sale	Jun 18, 2020 · Amount on Record
Prior Sale	Dec 16, 2013 · Amount on Record
Deed Document Number	20206659
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	304 HARVARD ST, MOMENCE, IL 60954-1720
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101711
Date	Feb 3, 2021
Instrument	202101711

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2031

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	304 HARVARD ST, MOMENCE, IL 60954-1720
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101711
Date	Feb 3, 2021
Instrument	202101711

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2031

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Jun 18, 2020
Property Address	304 HARVARD ST, MOMENCE, IL 60954-1720
Document Number	0202006659
Instrument Date	Jun 17, 2020
Instrument	202006659
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 HARVARD ST, MOMENCE, IL 60954-1720

December 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANKAKEE IL
Recording Date	Dec 16, 2013
Property Address	304 HARVARD ST, MOMENCE, IL 60954-1720
Document Number	0201317612
Instrument Date	Dec 5, 2013
Instrument	201317612
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201317613
Date	Dec 16, 2013
Instrument	201317613

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.88%

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Ganeer Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,427.00 (+4.8%)	$58,035 (+16.15%) Land $7,000 Building $51,035	$174,105 (+16.15%) Land $21,000 Building $153,105
2024	$3,270.00 (+2.99%)
2023		$49,966 Land $7,000 Building $42,966	$149,898 Land $21,000 Building $128,898
2022	$3,175.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2004)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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