Montgomery County property record for 304 Harrison Ave, Mount Sterling, KY 40353
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,320 sqft |
| Lot Size | 0.361 acres (15,750 sqft) |
| Owner | Company Name on File |
| Tax Bill | $345 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23M-50-12-039.00 |
| Primary APN | 23M-50-12-039.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,320 sqft Total Area |
| Family Room | Family Room |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,750 sqft (0.361 acres) |
| Lot Dimensions | 210 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 224 sqft |
| Sewer | Connected |
|---|
| Account Number | 655205 |
|---|---|
| Street Address | 304 HARRISON AVE |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-1738 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | HARRISON AVE H & LOT |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920202 |
304 Harrison Ave, a duplex, is owned by a company.
Source: Montgomery County records, as of January 12, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 137 GARNET DR, NICHOLASVILLE, KY 40356-2516 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000349733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY KY |
| Property Address | 304 HARRISON AVE, MOUNT STERLING, KY 40353-1738 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 137 GARNET DR, NICHOLASVILLE, KY 40356-2516 |
| Document Number | 00M696/498 |
|---|---|
| Date | Feb 10, 2026 |
| Book Page | M696/498 |
| Instrument | 1972116 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | SOMERSET, KY 42501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jan 23, 2046 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 304 Harrison Ave was $345.
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Municipality | Mount Sterling City |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $345.00 | $35,000 | $35,000 |
| 2023 | $1,577.00 | $161,000 | $161,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Harrison Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Harrison Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT STERLING WATER WORKS serves 16,391 people · EPA ID KY0870298 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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