304 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 304 Harding Blvd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	1 ba · 600 sqft
Lot Size	0.304 acres (13,250 sqft)
Owner	Company Name on File
Last Sale	$65,000 (Jan 2022)
Tax Bill	$587 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-00378-000`

Property Details

APN / Parcel Number

Primary APN	`004-00378-000`
Alternative APN	`27043`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Flooring	Carpet

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	13,250 sqft (0.304 acres)

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	452 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 HARDING BLVD
City	COTTER
State	AR
Zip	72626-9744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1550-1553 COTTER
Legal Range	14
Legal Township	19
Legal Section	31
Legal Subdivision	COTTER LOTS
Legal Lot Number	1550-15
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2028
Census Tract	950900

Owner

Source: Baxter County assessment roll, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	125 TROUT DOCK TRL, COTTER, AR 72626-8010
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Nov 15, 2018	Quit Claim Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Feb 1, 2021 · Amount on Record
Deed Document Number	2022777
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	L202101189
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	304 HARDING BLVD, COTTER, AR 72626-9744
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202200778
Date	Jan 19, 2022
Instrument	L202200778

Lender

Name	ARVEST BANK
Type	Bank
Address	FAYETTEVILLE, AR 72703

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 13, 2027

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAXTER AR
Recording Date	Nov 15, 2018
Property Address	304 HARDING BLVD, COTTER, AR 72626-9744
Document Number	L201810089
Instrument Date	Nov 14, 2018
Instrument	L201810089
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 HARDING BLVD, COTTER, AR 72626-9744

Mortgage

Document Number	L201810090
Date	Nov 15, 2018
Instrument	L201810090

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 14, 2023

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (+22.8%)	$9,530 (-) Land $1,600 Building $7,930
2024	$478.00
2023	$478.00	$9,530 Land $1,600 Building $7,930	$47,650 Land $8,000 Building $39,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yelcot Holding Group Fiber	1,000 / 500
Optimum Communications Cable	940 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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