304 Harbor Rd, Staten Island, NY 10303 Property Records

New York City and Richmond County property record for 304 Harbor Rd, Staten Island, NY 10303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2005
Lot Size	0.059 acres (2,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$404,586 (Nov 2006)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2020 Mortgage
APN	`01246-0109`

Property Details

APN / Parcel Number

Primary APN	`01246-0109`
Alternative APNs	`0601012460109` `5-01246-0109`

Interior

Full Baths	2 Baths
Half Baths	4 Half Baths
Stories	2 Stories
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	2,560 sqft (0.059 acres)
Lot Dimensions	62 ft deep x 31 ft wide

Location & Zoning

Account Number	01246-0109
Street Address	304 HARBOR RD
City	STATEN ISLAND
State	NY
Zip	10303-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Block	1246
Legal Lot Number	109
Jurisdiction	RICHMOND NY
Township / Civil Division	STATEN ISLAND
Census Block Group	2
Census Block	2000
Census Tract	31901

Owner

Source: New York City and Richmond County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 HARBOR RD, STATEN ISLAND, NY 10303-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2017	Deed of Trust, Mortgage · ARM EAST WEST BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage SHINHAN BANK AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2006 · Amount on Record
Deed Sale	Nov 28, 2006 · Amount on Record
Deed Document Number	2006163945
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	304 HARBOR RD, STATEN ISLAND, NY 10303-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000661374
Date	Jul 31, 2017
Instrument	661374

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND NY
Property Address	304 HARBOR RD, STATEN ISLAND, NY 10303-1808
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FEDERAL STANDARD ABSTRACT IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 HARBOR RD, STATEN ISLAND, NY 10303-1808

Mortgage

Document Number	0000789470
Date	Aug 27, 2020
Instrument	789470

Lender

Name	SHINHAN BANK AMERICA
Type	Bank
Address	NEW YORK, NY 10016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: New York City and Richmond County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	New York
County	Richmond County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,280 (+74.37%) Land $3,441 Building $37,839	$688,000 (+10.43%) Land $89,000 Building $599,000
2025	$4,754.00 (+6.28%)
2023	$4,473.00	$23,674 Land $3,382 Building $20,292	$623,000 Land $89,000 Building $534,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Feb 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Nearby Properties on Harbor Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures