304 Green St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 304 Green St, Schenectady, NY 12305

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1827
Lot Size	0.04 acres (1,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Nov 2025)
Tax Bill	$6,464 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 39.64-1-2`

Property Details

APN / Parcel Number

Primary APN	`421500 39.64-1-2`
Alternative APN	`150003906400010020000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1827
Effective Year Built	Effective 1827
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	1,750 sqft (0.04 acres)
Lot Dimensions	70 ft deep x 25 ft wide
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 GREEN ST
City	SCHENECTADY
State	NY
Zip	12305-1404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Description	2 WOOD
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1011
Census Tract	33500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 3RD ST, 3C, TROY, NY 12180-4652
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Document Number	202526653
Deed Book / Page	2160 / 623
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 12, 2025
Property Address	304 GREEN ST, SCHENECTADY, NY 12305-1404
Document Number	0000026653
Instrument Date	Oct 29, 2025
Instrument	202526653
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NATIONAL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 GREEN ST, SCHENECTADY, NY 12305-1404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	212 3RD ST APT 3C, 3C, TROY, NY 12180-4652

Mortgage

Document Number	0000026654
Date	Nov 12, 2025
Instrument	202526654

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 7, 2023
Property Address	304 GREEN ST, SCHENECTADY, NY 12305-1404
Document Number	0000044480
Book / Page	2113 / 191
Instrument Date	Jul 5, 2023
Instrument	202344480
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$796.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7425 PELICAN BAY BLVD APT 204, 204, NAPLES, FL 34108-8559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 HERIGAGE PARKWAY, GLENVILLE, NY 12302-2619

Mortgage

Document Number	0000044481
Date	Aug 7, 2023
Instrument	202344481

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.17%
Type Change Date	Aug 1, 2030
Change Frequency	7 Years
Min Rate At Change	7.67%
Max Rate At Change	9.17%
Index	Other
Margin	3
Max Rate	13.1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,464.00 (+1.94%)
2025	$6,341.00 (+24.33%)	$129,300 (-) Land $20,300 Building $109,000	$214,108 (+13.35%) Land $33,615 Building $180,493
2024		$129,300 (+19.72%) Land $20,300 Building $109,000	$188,897 (+38.17%) Land $29,657 Building $159,240
2023		$108,000 (-) Land $20,300 Building $87,700	$136,709 (+3.8%) Land $25,696 Building $111,013
2022		$108,000 Land $20,300 Building $87,700	$131,707 Land $24,756 Building $106,951
2021	$5,100.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on Green St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures