304 Grayfield Ct SE, Ada, MI 49301 Property Records

Kent County property record for 304 Grayfield Ct SE, Ada, MI 49301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,636 sqft · built 1984
Lot Size	0.413 acres (17,990 sqft)
Owner	Trust Name on File
Last Sale	$522,500 (Sep 2021)
Tax Bill	$5,242 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-15-28-370-024`

Property Details

APN / Parcel Number

Primary APN	`41-15-28-370-024`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	14 Rooms
Building Area	1,636 sqft Living Area
1st Floor Area	1,636 sqft
Basement Area	1,636 sqft
Finished Basement	1,338 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Custom Design
Lot Area	17,990 sqft (0.413 acres)
Lot Dimensions	199 ft deep x 90 ft wide
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	1,805 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 GRAYFIELD CT SE
City	ADA
State	MI
Zip	49301-9162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 3 * ADA WOODS NO.1
Legal Subdivision	ADA WOODS NO.1
Legal Lot Number	3
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	2
Census Block	2014
Census Tract	11902

Owner

304 Grayfield Ct SE is owner-occupied and held in a trust since September 2021.

Source: Kent County records, as of September 18, 2026

Owner of Record	Trust Name on File
Mailing Address	304 GRAYFIELD CT SE, ADA, MI 49301-9162
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit GRAND RIVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2021 · Amount on File
Deed Sale	Sep 3, 2021 · Amount on File
Prior Sale	Nov 2, 2012 · Amount on File
Deed Document Number	202197520
Prior Transfer Date	Jun 16, 2016
Prior Transfer Doc	0000066205
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Sep 3, 2021
Property Address	304 GRAYFIELD CT SE, ADA, MI 49301-9162
Document Number	0000097520
Map Reference	LB 78 PG 3
Instrument Date	Aug 19, 2021
Instrument	20210903-0097520
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,493.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 GRAYFIELD CT SE, 304, ADA, MI 49301-9162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GRAYFIELD CT SE, ADA, MI 49301-9162

Mortgage

Document Number	0000097521
Date	Sep 3, 2021
Instrument	20210903-0097521

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	304 GRAYFIELD CT SE, ADA, MI 49301-9162
Transaction Type	Mortgage
Record Updated	Aug 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GRAYFIELD CT SE, ADA, MI 49301-9162

Mortgage

Document Number	0000071509
Date	Jun 22, 2021
Instrument	20210622-0071509

Lender

Name	GRAND RIVER BANK
Type	Bank
Address	GRANDVILLE, MI 49418

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jul 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 304 Grayfield Ct SE was $5,242.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Forest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,200 (+12.68%)	$474,400 (+12.68%)
2025	$5,242.00 Homeowner's exemption	$210,500	$421,000
2023		$161,400	$322,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 304 Grayfield Ct SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Grayfield Ct SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA TOWNSHIP serves 7,584 people · EPA ID MI0000012
Water Source	Purchased surface water from GRAND RAPIDS
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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