304 Gray Fox Rd, Havelock, NC 28532 Property Records

Craven County property record for 304 Gray Fox Rd, Havelock, NC 28532

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 884 sqft · built 1997
Lot Size	0.536 acres (23,364 sqft)
Owner	Individual Name on File
Last Sale	$176,000 (Mar 2017)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-058-1-SCT3-067`

Property Details

APN / Parcel Number

Primary APN	`6-058-1-SCT3-067`
Alternative APN	`114709`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,364 sqft (0.536 acres)
Lot Dimensions	293 ft deep x 125 ft wide
Garage Type	Attached
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	114709
Street Address	304 GRAY FOX RD
City	HAVELOCK
State	NC
Zip	28532-2800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	67 HILLS OF FOXCROFT SEC 3 P1
Legal Subdivision	HILLS OF FOXCROFT
Jurisdiction	CRAVEN NC
Township / Civil Division	6
Census Block Group	1
Census Block	1025
Census Tract	961301

Owner

304 Gray Fox Rd is owned and occupied by an individual who bought it in March 2017.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Nov 21, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Mar 8, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 22, 2017	Warranty Deed, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2017 · Amount on File
Deed Sale	Mar 22, 2017 · Amount on File
Prior Sale	Mar 31, 2005 · Amount on File
Deed Book / Page	3495 / 1694
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800

Mortgage

Document Number	003854/508
Date	Oct 1, 2025
Book Page	3854/508
Instrument	10146824

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03520/0464
Date	Nov 21, 2017
Book Page	3520/0464

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003658/16
Date	Mar 8, 2021
Book Page	3658/16
Instrument	10071128

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 22, 2017
Property Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800
Document Number	03495/1694
Book / Page	3495 / 1694
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 SHELTER COVE WAY # WAY201, 141, CARROLLTON, VA 23314-4175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GRAY FOX RD, HAVELOCK, NC 28532-2800

Mortgage

Document Number	03495/1697
Date	Mar 22, 2017
Book Page	3495/1697

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 304 Gray Fox Rd was $2,652.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	Havelock City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,540 (-) Land $44,000 Building $177,540	$221,540 (-) Land $44,000 Building $177,540
2025	$2,652.00	$221,540 Land $44,000 Building $177,540	$221,540 Land $44,000 Building $177,540
2023	$2,551.00 (+28.19%)	$221,540 (+31.96%) Land $44,000 Building $177,540	$221,540 Land $44,000 Building $177,540
2022	$1,990.00	$167,880 Land $39,050 Building $128,830
2018			$167,880 Land $39,050 Building $128,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Gray Fox Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Gray Fox Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVELOCK WATER SYSTEM serves 14,925 people · EPA ID NC0425015
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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