304 Genesee St, Owosso, MI 48867 Property Records

Shiawassee County property record for 304 Genesee St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1900
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on Record
Tax Bill	$1,601 (2025)
Deeds & Mortgages	Dec 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`050-651-004-010-00`

Property Details

APN / Parcel Number

Primary APN	`050-651-004-010-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,288 sqft Living Area
1st Floor Area	918 sqft
Basement Area	758 sqft
Unfinished Basement	758 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Custom Design
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 GENESEE ST
City	OWOSSO
State	MI
Zip	48867-2729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 31' OF LOT 16 & W 4' OF LOT 17 BLK 4 A L WILLIAMS ADD
Legal Subdivision	WILLIAMS ADD
Legal Block	4
Legal Lot Number	16-17
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	1
Census Block	1020
Census Tract	30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Owosso Downtown Historic District listed 2014 · 91 contributing resources · NRIS 14000126

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 GENESEE ST, OWOSSO, MI 48867-2729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHIAWASSEE MI
Property Address	304 GENESEE ST, OWOSSO, MI 48867-2729
Document Number	0012530535
Instrument Date	Dec 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 GENESEE ST OWOSSO MI 488672729, OWOSSO, MI 48867-2729

Mortgage

Document Number	0012530535
Date	Jan 24, 2019
Book Page	001253/000535
Instrument	3317022

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203-4774

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2034

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,300 (+13.57%)	$130,600 (+13.57%)
2025	$1,601.00 (+4.91%) Homeowner's exemption	$57,500 (+21.31%)	$115,000 (+21.31%)
2023	$1,526.00 Homeowner's exemption	$47,400	$94,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20