304 Garrett Rd, Mountainside, NJ 07092 Property Records

Union County and Mountainside Borough property record for 304 Garrett Rd, Mountainside, NJ 07092

Property Summary

Property TypeSingle Family Home
Details1,575 sqft · built 1950
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Mar 2019)
Tax Bill$10,301 (2025)
Deeds & MortgagesJan 2021 Mortgage
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-00015-13-00024

Property Details

APN / Parcel Number

Primary APN10-00015-13-00024
Alternative APN
  • 1000015M00024

Interior

Stories1 Story
Building Area1,575 sqft Living Area
1st Floor Area1,575 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area9,975 sqft (0.229 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1000015M00024
Street Address304 GARRETT RD
CityMOUNTAINSIDE
StateNJ
Zip07092-1810
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionBIRCH HILL SEC F
Legal Block15.13
Legal Lot Number24
JurisdictionUNION NJ
Township / Civil DivisionMOUNTAINSIDE
Census Block Group1
Census Block1018
Census Tract38300

Owner

Source: Union County and Mountainside Borough records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address304 GARRETT RD, MOUNTAINSIDE, NJ 07092-1810
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2021Quit Claim Deed, Transfer
BANK OF AMERICA
Mar 13, 2019Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2019 · Amount on Record
Deed SaleMar 13, 2019 · Amount on Record
Prior SaleAug 22, 1997 · Amount on Record
Deed Document Number2019310648
Deed Book / Page6312 / 689
Last Transfer DateDec 30, 2020
Transfer Doc0063962606
Record UpdatedSep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionUNION NJ
Recording DateJan 12, 2021
Property Address304 GARRETT RD, MOUNTAINSIDE, NJ 07092-1810
Document Number0063962606
Book / Page006396 / 002606
Instrument DateDec 30, 2020
Instrument872
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 GARRETT RD MOUNTAINSIDE NJ 070921810, MOUNTAINSIDE, NJ 07092-1810

Mortgage

Document Number148572223
DateJan 12, 2021
Book Page014857/002223
Instrument872
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
AmountAmount Recorded
Term360 Months
DueJan 11, 2051

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateMar 13, 2019
Property Address304 GARRETT RD, MOUNTAINSIDE, NJ 07092-1810
Document Number0063120689
Book / Page006312 / 000689
Instrument DateFeb 22, 2019
Instrument310648
Transaction TypeTransfer
Record UpdatedMar 26, 2019
Title CompanyFOUNDATION TITLE LLC-MORRISTOW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$505.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address304 GARRETT RD MOUNTAINSIDE NJ 070921810, MOUNTAINSIDE, NJ 07092-1810

Mortgage

Document Number145390706
DateMar 13, 2019
Book Page014539/000706
Instrument670269
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 12, 2049

Tax Assessment & Valuation

Source: Union County and Mountainside Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalityMountainside Borough
Unified School DistrictMountainside Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,500 (-) Land $263,800 Building $226,700$490,500 (-) Land $263,800 Building $226,700
2025$10,301.00 (+2.45%)$490,500 (-) Land $263,800 Building $226,700$490,500 (-) Land $263,800 Building $226,700
2024$10,055.00 (+2.65%)
2023$490,500 Land $263,800 Building $226,700$490,500 Land $263,800 Building $226,700
2022$9,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2002–2011)
Claims Outside the SFHA5 of 7
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 3 claims
  • Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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