York County property record for 304 Garman Loop, Yorktown, VA 23690
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,620 sqft · built 2013 |
| Lot Size | 0.049 acres (2,157 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $3,185 (2025) |
| Deeds & Mortgages | Sep 2017 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | Q09A-1713-3111 |
| Primary APN | Q09A-1713-3111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 2,157 sqft (0.049 acres) |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 10025250 |
|---|---|
| Street Address | 304 GARMAN LOOP |
| City | YORKTOWN |
| State | VA |
| Zip | 23690-9622 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PLANNED DE |
| Legal Description | VILLAS AT YORKTOWN PHASE 13 BLDG 18 UNIT 3 |
| Legal Subdivision | VILLAS AT YORKTOWN |
| Legal Phase | 13 |
| Legal Unit | 3 |
| Jurisdiction | YORK VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 50401 |
Source: York County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 304 GARMAN LOOP, YORKTOWN, VA 23690-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 304 GARMAN LOOP, YORKTOWN, VA 23690-9622 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017390 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 170017390 |
| Name | TIDEWATER MORTGAGE SERVICES INC |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 810 Months |
| Due | Mar 8, 2085 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.46% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2018 |
| Margin | 5 |
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $408,300 (+28.72%) Land $80,000 Building $328,300 | ||
| 2025 | $3,185.00 (+30.43%) | $408,300 (+28.72%) Land $80,000 Building $328,300 | |
| 2023 | $2,442.00 | $317,200 Land $80,000 Building $237,200 | $317,200 Land $80,000 Building $237,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 228 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 228 in force |
| Nearby Flood Claims | 239 (1978–2025) |
| Claims Outside the SFHA | 6 of 239 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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