Mobile County property record for 304 Gaines Ave, Mobile, AL 36609
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,190 sqft · built 1993 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Dec 2021) |
| Tax Bill | $1,670 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022808382001019 |
| Primary APN | R022808382001019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,190 sqft Living Area |
| 1st Floor Area | 2,190 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Area | 800 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 203 sqft |
| Deck Area | 214 sqft |
| Patio Area | 214 sqft |
| Utility Building | 405 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 606794 |
|---|---|
| Street Address | 304 GAINES AVE |
| City | MOBILE |
| State | AL |
| Zip | 36609-2417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 4 UNIT 1 JACKSON HGTS SUB MBK 4 P 323-326 #SEC 38 T4S R2W #MP28 08 38 2 001 |
| Legal Range | 04S |
| Legal Township | 04S |
| Legal Section | 38 |
| Legal Subdivision | JACKSON HGTS |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | TANNER WILLIAMS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 3203 |
304 Gaines Ave is owned and occupied by an individual who bought it in December 2021.
Source: Mobile County records, as of May 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Aug 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC |
| Jul 10, 2019 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | Jul 10, 2019 · Amount on File |
| Deed Document Number | 202179916 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000018403 |
|---|---|
| Date | Mar 10, 2022 |
| Instrument | 2022018403 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 3, 2021 |
| Property Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Document Number | 0000079916 |
| Map Reference | MB 4 PG 323-326 |
| Instrument Date | Nov 29, 2021 |
| Instrument | 2021079916 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 20528, MOBILE, AL 36607 |
| Name | Verified Name |
|---|---|
| Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Document Number | 0000079917 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021079917 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000055933 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 2021055933 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028836 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2021028836 |
| Name | LENDERFI INC |
|---|---|
| Type | Lending Institution |
| Address | DELRAY BEACH, FL 33483 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Jul 10, 2019 |
| Property Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Document Number | 0000039119 |
| Map Reference | MB 4 PG 323-326 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 2019039119 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1008 BRISTOL CT, 1008, MOBILE, AL 36608-1500 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 304 GAINES AVE, MOBILE, AL 36609-2417 |
| Document Number | 0000039120 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 2019039120 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 304 Gaines Ave was $1,670 with a homeowner's exemption, up 6.6% from the year before.
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,670.00 (+6.57%) Homeowner's exemption | $27,190 (+6.34%) Land $6,300 Building $20,890 | $271,900 (+6.34%) Land $63,000 Building $208,900 |
| 2024 | $1,567.00 (+3.43%) Homeowner's exemption | $25,570 (+3.27%) Land $6,300 Building $19,270 | $255,700 (+3.27%) Land $63,000 Building $192,700 |
| 2023 | $1,515.00 Homeowner's exemption | $24,760 Land $6,300 Building $18,460 | $247,600 Land $63,000 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 304 Gaines Ave in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 19 (1979–2004) |
| Claims Outside the SFHA | 13 of 19 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Gaines Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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