304 Franklin St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 304 Franklin St, Framingham, MA 01702

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,844 sqft · built 2017
Lot Size	0.265 acres (11,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (May 2022)
Tax Bill	$8,951 (2026)
Deeds & Mortgages	Feb 2021 Refinance Jun 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-69-4098`

Property Details

APN / Parcel Number

Primary APN	`120-69-4098`
Alternative APNs	`FRAM M:120 B:69 L:4098 U:001` `F_676493_2929085` `738`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,844 sqft Living Area
Gross Area	3,872 sqft
1st Floor Area	724 sqft
Attic	Attic
Attic Area	724 sqft
Basement Area	724 sqft
Unfinished Basement	724 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,560 sqft (0.265 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	738
Street Address	304 FRANKLIN ST
City	FRAMINGHAM
State	MA
Zip	01702-6225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	G
Legal Block	69
Legal Lot Number	4098
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1002
Census Tract	383300

Owner

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 FRANKLIN ST, FRAMINGHAM, MA 01702-6225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BM REAL ESTATE SERVICE INC
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BAYSHORE MORTGAGE FUNDING
May 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2022 · Amount on Record
Deed Sale	May 11, 2022 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Book / Page	80112 / 525
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	304 FRANKLIN ST, FRAMINGHAM, MA 01702-6225
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077008-164
Date	Feb 19, 2021
Book Page	77008/164
Instrument	37648

Lender

Name	BM REAL ESTATE SERVICE INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	304 FRANKLIN ST, FRAMINGHAM, MA 01702-6225
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	074963-427
Date	Jun 25, 2020
Book Page	74963/427
Instrument	99730

Lender

Name	BAYSHORE MORTGAGE FUNDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	May 11, 2022
Property Address	304 FRANKLIN ST, FRAMINGHAM, MA 01702-6225
Document Number	080112-525
Book / Page	80112 / 525
Instrument Date	May 11, 2022
Instrument	71097
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 FRANKLIN ST # 304, 304, FRAMINGHAM, MA 01702-6225

Mortgage

Document Number	0000071098
Date	May 11, 2022
Instrument	71098

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,951.00 (-1.85%)	$756,600 (-0.94%) Building $728,600	$729,376 (+4.53%)
2025	$9,120.00 (+9.84%)	$763,800 (+14.62%) Building $763,800	$697,775 (-1.1%)
2024	$8,303.00 (+7.58%)	$666,400 (+13.03%) Building $666,400	$705,565
2023	$7,718.00	$589,600 Building $589,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: AT&T.

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