304 Franklin Ct, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 304 Franklin Ct, Edgewater, NJ 07020

Property Summary

Property Type	Single Family Home
Details	726 sqft · built 1989
Lot Size	0.004 acres (193 sqft)
Owner	Company Name on Record
Last Sale	$418,000 (Jun 2022)
Tax Bill	$6,192 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`13-00085-01-00002-0000-CL304`

Property Details

APN / Parcel Number

Primary APN	`13-00085-01-00002-0000-CL304`
Alternative APN	`1300085000100002 CL304`

Interior

Building Area	726 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Lot Area	193 sqft (0.004 acres)

Location & Zoning

Street Address	304 FRANKLIN CT
City	EDGEWATER
State	NJ
Zip	07020-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	INDEPENDENCE HARBOR I
Legal Block	85.01
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ford Motor Company Edgewater Assembly Plant listed 1983 · 6 contributing resources · NRIS 83001507

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bergen County and Edgewater Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed, Transfer · Conventional Mortgage VAST BANK NA
Jan 24, 2020	Grant Deed, Transfer GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	202262708
Deed Book / Page	4717 / 1517
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 22, 2022
Property Address	304 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0047171517
Book / Page	4717 / 1517
Instrument Date	Apr 26, 2022
Instrument	2022062708
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,387.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	307 NELSON CT, 307, EDGEWATER, NJ 07020-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 FRANKLIN CT, EDGEWATER, NJ 07020-1603

Mortgage

Document Number	2022062709
Date	Jun 22, 2022
Instrument	2022062709

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 24, 2020
Property Address	304 FRANKLIN CT, EDGEWATER, NJ 07020-1603
Document Number	0034750865
Book / Page	003475 / 000865
Instrument Date	Nov 25, 2019
Instrument	20007885
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	304 FRANKLIN CT EDGEWATER NJ 070201603, EDGEWATER, NJ 07020-1603

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$390,600 (+3.77%) Land $242,300 Building $148,300	$390,600 (+3.77%) Land $242,300 Building $148,300
2025	$6,192.00 (+6.34%)	$376,400 (+5.52%) Land $233,800 Building $142,600	$376,400 (+5.52%) Land $233,800 Building $142,600
2024	$5,823.00 (+4.35%)
2023		$356,700 Land $221,000 Building $135,700	$356,700 Land $221,000 Building $135,700
2022	$5,580.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Franklin Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures