304 Forest Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 304 Forest Ave, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,126 sqft · built 2012
Lot Size0.444 acres (19,358 sqft)
OwnerIndividual Name on Record
Last Sale$190,900 (Oct 2012)
Tax Bill$1,168 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jan 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN3A4-1-23

Property Details

APN / Parcel Number

Primary APN3A4-1-23
Alternative APN
  • 23894

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,126 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area19,358 sqft (0.444 acres)
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23894
Street Address304 FOREST AVE
CityCOLONIAL BEACH
StateVA
Zip22443-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionRIVERSIDE MEADOWS LOT 23DB 840 PG 1440
Legal SubdivisionRIVERSIDE MEADOWS
Legal Lot Number23
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3025
Census Tract10402

Owner

Source: Westmoreland County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 FOREST AVE, COLONIAL BEACH, VA 22443-1203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 9, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2012 · Amount on Record
Deed SaleOct 19, 2012 · Amount on Record
Deed Book / Page840 / 1440
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Recording DateJun 29, 2026
Property Address304 FOREST AVE, COLONIAL BEACH, VA 22443-1203
Document Number1004002366
Book / Page1004 / 2366
Instrument DateJun 4, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 FOREST AVE, COLONIAL BEACH, VA 22443-1203

Mortgage

Document Number1004002366,
DateJun 29, 2026
Book Page1004/2366
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.37%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND VA
Property Address304 FOREST AVE, COLONIAL BEACH, VA 22443-1203
Transaction TypeMortgage
Record UpdatedJan 31, 2024
Title CompanyLAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009750421
DateJan 9, 2024
Instrument09750421
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,168.00 (+5.04%)$278,100 (-) Land $47,500 Building $230,600$278,100 (-) Land $47,500 Building $230,600
2023$278,100 Land $47,500 Building $230,600$278,100 Land $47,500 Building $230,600
2022$1,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Forest Ave

Nearby Streets

Search Property Records by Address or Parcel Number