304 Florida Ave, Richmond, CA 94804 Property Records

Contra Costa County property record for 304 Florida Ave, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 928 sqft · built 1959
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Aug 2019)
Tax Bill	$7,868 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550-151-006-8`

Property Details

APN / Parcel Number

Primary APN	`550-151-006-8`
Alternative APN	`550-151-006`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1975
Lot Area	2,500 sqft (0.057 acres)
Garage Type	Attached
Garage Area	195 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	304 FLORIDA AVE
City	RICHMOND
State	CA
Zip	94804-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SANTA FE LOT 8 BLK 11
Legal Subdivision	SANTA FE
Legal Block	11
Legal Lot Number	8
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	4
Census Block	4028
Census Tract	379000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 6, 2019	Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
May 30, 2019	Grant Deed, Transfer LONE OAK FUND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2019 · Amount on Record
Deed Sale	Aug 6, 2019 · Amount on Record
Prior Sale	May 30, 2019 · Amount on Record
Deed Document Number	2019123410
Prior Transfer Date	Mar 5, 1997
Prior Transfer Doc	0000037964
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224

Mortgage

Document Number	0000187613
Date	Aug 31, 2020
Instrument	2020-187613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 6, 2019
Property Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224
Document Number	0000123410
Map Reference	MB E PG 102
Instrument Date	Aug 1, 2019
Instrument	2019-123410
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224
Investor	Possibly a Property Investor

Mortgage

Document Number	0000123411
Date	Aug 6, 2019
Instrument	2019-123411

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 30, 2019
Property Address	304 FLORIDA AVE, RICHMOND, CA 94804-2224
Document Number	0000079333
Instrument Date	May 22, 2019
Instrument	79333
Transaction Type	Transfer
Record Updated	Jun 10, 2019
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$163.90
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1777 N CALIFORNIA BLVD #305 WALNUT CREEK CA 945964192, 305, WALNUT CREEK, CA 94596-4192
Investor	Possibly a Property Investor

Mortgage

Document Number	79334
Date	May 30, 2019
Instrument	79334

Lender

Name	LONE OAK FUND
Type	Funding / Finance Company
Address	LOS ANGELES, CA 90049

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,358 (+2%) Land $245,412 Building $211,946
2025	$7,868.00 (+3.5%)	$448,391 (+4.04%) Land $240,600 Building $207,791
2023	$7,602.00 (+1.89%)	$430,981 Land $231,258 Building $199,723
2022	$7,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks.

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