304 First St, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 304 First St, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	4 ba · 2,881 sqft · built 1980
Lot Size	0.032 acres (1,420 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,800,000 (Aug 2018)
Tax Bill	$27,348 (2023)
Deeds & Mortgages	Aug 2018 Sale
Flood Zone	Zone X (moderate risk)
APN	`06-300-90026495`

Property Details

APN / Parcel Number

Primary APN	`06-300-90026495`
Alternative APNs	`630090026495` `30090026495`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	4 Stories
Building Area	2,881 sqft Total Area
1st Floor Area	834 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,420 sqft (0.032 acres)
Garage Type	Built-in
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	167 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	30090026495
Old Parcel Number	630090026495
Street Address	304 FIRST ST
City	ANNAPOLIS
State	MD
Zip	21403-2605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 3 304 FIRST ST HARBOUR PLACE
Legal Subdivision	HARBOUR PLACE
Legal Lot Number	3 304
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3002
Census Tract	706302

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13627 DEERING BAY DR APT 1204, 1204, CORAL GABLES, FL 33158-2837
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on Record
Deed Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	0032430172
Deed Book / Page	32430 / 172
Record Updated	Jun 7, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 28, 2018
Property Address	304 FIRST ST, ANNAPOLIS, MD 21403-2605
Document Number	0324300172
Book / Page	032430 / 000172
Instrument Date	Aug 27, 2018
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	304 FIRST ST ANNAPOLIS MD 214032605, ANNAPOLIS, MD 21403-2605

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$27,348.00	$1,904,500 Land $1,500,000 Building $404,500	$1,904,500 Land $1,500,000 Building $404,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 107 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	198 units insured incl. 91 condo units
Nearby Flood Claims	70 (1985–2026)
Claims Outside the SFHA	19 of 70
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 40 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20