Cape May County and West Cape May Borough property record for 304 First Ave, Cape May, NJ 08204
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 1,366 sqft · built 1960 |
| Lot Size | 0.066 acres (2,879 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $25,000 (Sep 1981) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 12-00033-0000-00005 |
| Primary APN | 12-00033-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,366 sqft Total Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 2,879 sqft (0.066 acres) |
| Lot Dimensions | 72 ft deep x 40 ft wide |
| Street Address | 304 1ST AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-1017 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | OLD B40-L25,26 |
| Legal Subdivision | ARNOLD |
| Legal Block | 33 |
| Legal Lot Number | 5 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | WEST CAPE MAY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 21900 |
Source: Cape May County and West Cape May Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 1ST AVE, CAPE MAY, NJ 08204-1017 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1981 · Amount on Record |
| Deed Sale | Sep 18, 1981 · Amount on Record |
| Deed Book / Page | 1485 / 754 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 304 1ST AVE, CAPE MAY, NJ 08204-1017 |
| Document Number | 0060350596 |
| Instrument Date | Jan 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 701 E 60TH ST N SIOUX FALLS SD 571040432, SIOUX FALLS, SD 57104-0432 |
| Document Number | 0060350596 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 006035/000596 |
| Instrument | 81407 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cape May County and West Cape May Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | West Cape May Borough |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | West Cape May Borough School District (KG - 06) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $517,500 (-) Land $377,700 Building $139,800 | $517,500 (-) Land $377,700 Building $139,800 |
| 2025 | $517,500 (-) Land $377,700 Building $139,800 | $517,500 (-) Land $377,700 Building $139,800 |
| 2023 | $517,500 Land $377,700 Building $139,800 | $517,500 Land $377,700 Building $139,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 213 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 61 condo units |
| Nearby Flood Claims | 98 (1978–2023) |
| Claims Outside the SFHA | 10 of 98 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST CAPE MAY WATER DEPT serves 4,427 people · EPA ID NJ0512001 |
|---|---|
| Water Source | Purchased groundwater from CAPE MAY WATER & SEWER U |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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