304 Fairlake Cir, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 304 Fairlake Cir, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,348 sqft · built 2025
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on File
Last Sale	$356,600 (Apr 2025)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027453-0450`

Property Details

APN / Parcel Number

Primary APN	`027453-0450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,348 sqft Living Area
Gross Area	1,774 sqft
1st Floor Area	1,348 sqft
Flooring	Carpet

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,791 sqft (0.11 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	224 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	304 FAIRLAKE CIR
City	SAINT AUGUSTINE
State	FL
Zip	32092-0165
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	114/53-63 GRAND OAKS PHASE 2A UNIT 1 LOT 45 OR6122/1067
Legal Subdivision	GRAND OAKS PHASE 2A UNIT 1
Legal Block	1
Legal Lot Number	45
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2017
Census Tract	20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	25594 SW 108TH CT, HOMESTEAD, FL 33032-6358
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 1, 2025	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PULTE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2025 · Amount on File
Deed Sale	Apr 1, 2025 · Amount on File
Deed Document Number	202524855
Deed Book / Page	6122 / 1067
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	304 FAIRLAKE CIR, SAINT AUGUSTINE, FL 32092-0165
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 FAIRLAKE CIR, SAINT AUGUSTINE, FL 32092-0165

Mortgage

Document Number	0063020250
Date	Feb 9, 2026
Book Page	6302/250
Instrument	2026010763

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Mar 1, 2036

April 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 1, 2025
Property Address	304 FAIRLAKE CIR, SAINT AUGUSTINE, FL 32092-0165
Document Number	0061221067
Book / Page	6122 / 1067
Map Reference	MB 114 PG 53-63
Instrument Date	Mar 26, 2025
Instrument	2025024855
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 13, 2026
Title Company	PGP TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,496.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12724 GRAN BAY PKWY W # W140, W140, JACKSONVILLE, FL 32258-9485

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25594 SW 108TH CT, HOMESTEAD, FL 33032-6358

Mortgage

Document Number	0061221069
Date	Apr 1, 2025
Instrument	6122/1069

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2055

Interest

Rate	6.25%
Type Change Date	Apr 1, 2032
Min Rate At Change	3%
Max Rate At Change	11.2%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.2%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,748 (+133.44%)	$294,741 (+268.43%) Land $75,000 Building $219,741
2025	$4,779.00 (+11.63%)	$80,000 (+14.29%)	$80,000 (+14.29%) Land $80,000
2024	$4,281.00 (+9.18%)	$70,000 (+56.25%)	$70,000 (+56.25%) Land $70,000
2023	$3,921.00	$44,800	$44,800 Land $44,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	1,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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