304 Eva St, Irwin, IA 51446 Property Records

Shelby County property record for 304 Eva St, Irwin, IA 51446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,462 sqft · built 1910
Lot Size	0.234 acres (10,212 sqft)
Owner	Individual Name on Record
Last Sale	$23,000 (Mar 2020)
Tax Bill	$1,030 (2024)
Deeds & Mortgages	Jun 2020 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`832100003122`

Property Details

APN / Parcel Number

Primary APN	`832100003122`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
1st Floor Area	832 sqft
Basement Area	844 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	10,212 sqft (0.234 acres)
Lot Dimensions	138 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	978 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	304 EVA ST
City	IRWIN
State	IA
Zip	51446-7724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN LT 11 EX S 26' & ALL LT 12 BLK 3
Legal Subdivision	ORIGINAL TOWN OF IRWIN
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	SHELBY IA
Township / Civil Division	JEFFERSON
Census Block Group	4
Census Block	4049
Census Tract	960100

Owner

Source: Shelby County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 EVA ST, IRWIN, IA 51446-7724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · ARM UNITED BANK OF IOWA
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK OF IOWA
Mar 19, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2020 · Amount on Record
Deed Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	0020200419
Deed Book / Page	2020 / 0419
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	304 EVA ST, IRWIN, IA 51446-7724
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200883
Date	Jun 5, 2020
Instrument	2020-0883

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	3.38%
Max Rate At Change	6.13%
Index	5-Year CMT

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	304 EVA ST, IRWIN, IA 51446-7724
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221107
Date	May 23, 2022
Instrument	2022-1107

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	304 EVA ST, IRWIN, IA 51446-7724
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200720
Date	May 8, 2020
Instrument	2020-0720

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 19, 2020
Property Address	304 EVA ST, IRWIN, IA 51446-7724
Document Number	20200419
Instrument Date	Mar 13, 2020
Instrument	2020-0419
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 EVA ST, IRWIN, IA 51446-7724

Mortgage

Document Number	20200420
Date	Mar 19, 2020
Instrument	2020-0420

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Municipality	Irwin City
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,456 (+3.65%) Land $7,770 Building $56,686	$64,456 (+3.65%) Land $7,770 Building $56,686
2024	$1,030.00 (+34.82%)
2023		$62,187 (+51.36%) Land $7,770 Building $54,417	$62,187 (+51.36%) Land $7,770 Building $54,417
2022	$764.00	$41,085 Land $7,770 Building $33,315
2021			$41,085 Land $7,770 Building $33,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRWIN MUNICIPAL SUPPLY serves 313 people · EPA ID IA8340099
Water Source	Purchased groundwater from WEST CENTRAL RWA - NISH SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30

May also be available: Western Iowa Wireless.

Cell Coverage

5G (outdoors only) and 4G LTE

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