304 Elder St, Florence, AL 35630 Property Records

Lauderdale County property record for 304 Elder St, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details1 ba · 832 sqft · built 1951
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$145,500 (Nov 2025)
Tax Bill$235 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN24-02-03-1-007-035-000

Property Details

APN / Parcel Number

Primary APN24-02-03-1-007-035-000
Alternative APNs
  • 029395
  • 105771
  • 109947
  • 32040
  • 29395

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
1st Floor Area832 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1951
Exterior MaterialVinyl
Foundation TypeRetaining Wall
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,098 sqft (0.139 acres)
Lot Dimensions75 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGravity Furnace

Location & Zoning

Account Number109947
Street Address304 ELDER ST
CityFLORENCE
StateAL
Zip35630-2223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description80 X 75 ELTING PARK S/D BLK 5 W/2 OF LOT 11 .14 AC/C IN THE CITY OF FLORENCE SEC 03 T3S R11W PB 2 PG 55
Legal Range11W
Legal Township03S
Legal Section03
Legal SubdivisionELTING PARK
Legal Block5
Legal Lot Number11
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1012
Census Tract11000

Owner

Source: Lauderdale County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address304 ELDER ST, FLORENCE, AL 35630-2223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Survivorship Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Sep 15, 2023Warranty Deed, Transfer
Aug 30, 2023Quit Claim Deed, Transfer
Quitclaim
Jul 29, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2025 · Amount on Record
Deed SaleNov 12, 2025 · Amount on Record
Prior SaleAug 9, 2024 · Amount on Record
Deed Document Number0202554897
Deed Book / Page2025 / 54897
Record UpdatedJun 8, 2026

November 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateNov 12, 2025
Property Address304 ELDER ST, FLORENCE, AL 35630-2223
Document Number2025/54897
Book / Page2025 / 54897
Map ReferenceMB 2 PG 55
Instrument DateNov 10, 2025
Transaction TypeTransfer
Record UpdatedDec 3, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 W DEARBORN ST, MUSCLE SHOALS, AL 35661-3213

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 ELDER ST, FLORENCE, AL 35630-2223

Mortgage

Document Number0202554900
DateNov 12, 2025
Instrument2025/54900
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateSep 15, 2023
Property Address304 ELDER ST, FLORENCE, AL 35630-2223
Document Number2023/38892
Book / Page2023 / 38892
Map ReferenceMB 2 PG55
Instrument DateSep 14, 2023
Transaction TypeTransfer
Record UpdatedOct 18, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address870 LAKE VIEW LN, RUSSELLVILLE, AL 35654-3243

Transferred To (Grantee/Buyer)

NameVerified Name
Address274 HOLLAND DR, KILLEN, AL 35645-8628

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAUDERDALE AL
Recording DateAug 30, 2023
Property Address304 ELDER ST, FLORENCE, AL 35630-2223
Document Number2023/36548
Book / Page2023 / 36548
Map ReferenceMB 2 PG 55
Instrument DateApr 17, 2023
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4580 COUNTY ROAD 31, KILLEN, AL 35645-6910

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 ELDER ST, FLORENCE, AL 35630-2223

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE AL
Recording DateJul 29, 2019
Property Address304 ELDER ST, FLORENCE, AL 35630-2223
Document Number2019/31031
Book / Page2019 / 31031
Instrument DateJul 11, 2019
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4580 COUNTY ROAD 31, 4580, KILLEN, AL 35645-6910

Transferred To (Grantee/Buyer)

NameVerified Name
Address4580 COUNTY ROAD 31, KILLEN, AL 35645-6910

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$235.00 (-57.35%) Homeowner's exemption$6,120 (-45.65%)$61,100 (+8.49%) Land $7,300 Building $53,800
2024$551.00 (+11.99%)$11,260 (+923.64%) Land $1,220 Building $10,040$56,320 (+11.88%) Land $6,100 Building $50,220
2023$492.00 (-2.19%) Homeowner's exemption Senior Citizen's exemption$1,100 (-89.3%) Land $1,100$50,340 (-2.06%) Land $5,500 Building $44,840
2022$503.00 Homeowner's exemption Senior Citizen's exemption$10,280$51,400 Land $6,000 Building $45,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1996–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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