Anne Arundel County property record for 304 Edgemere Dr, Annapolis, MD 21403
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,332 sqft · built 1962 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $490,000 (Jul 2022) |
| Tax Bill | $5,866 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-412-00434655 |
| Primary APN | 02-412-00434655 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,332 sqft Living Area |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,036 sqft |
| Finished Basement | 1,036 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Porch | Open Porch |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 41200434655 |
|---|---|
| Street Address | 304 EDGEMERE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 9 BK Q SC 2 PL 2 HILLSMERE ESTATES |
| Legal Subdivision | HILLSMERE ESTATES |
| Legal Block | Q |
| Legal Lot Number | 9 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 702601 |
304 Edgemere Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 EDGEMERE DR, ANNAPOLIS, MD 21403-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 12, 2022 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 18, 2020 | Quit Claim Deed, Transfer GODEEDS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on File |
| Deed Sale | Jul 12, 2022 · Amount on File |
| Prior Sale | Nov 6, 1978 · Amount on File |
| Deed Book / Page | 38926 / 213 |
| Prior Transfer Date | Jan 23, 2020 |
| Prior Transfer Doc | 0342080034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 12, 2022 |
| Property Address | 304 EDGEMERE DR, ANNAPOLIS, MD 21403-3943 |
| Document Number | 0389260213 |
| Book / Page | 38926 / 213 |
| Map Reference | MB 23 FO 47 |
| Instrument Date | Jun 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST QUALITY TITLE, FIRST EQUITY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 304 EDGEMERE DR, ANNAPOLIS, MD 21403-3943 |
| Investor | Possibly a Property Investor |
| Document Number | 0038926219 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 38926/219 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Feb 18, 2020 |
| Property Address | 304 EDGEMERE DR, ANNAPOLIS, MD 21403-3943 |
| Document Number | 0342080034 |
| Book / Page | 034208 / 000034 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2020 |
| Title Company | GODEEDS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 304 EDGEMERE DR ANNAPOLIS MD 214033943, ANNAPOLIS, MD 21403-3943 |
The 2025 property tax bill for 304 Edgemere Dr was $5,866, up 9.4% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,800 (+9.35%) Land $262,000 Building $245,800 | $507,800 (-) Land $262,000 Building $245,800 | |
| 2025 | $5,866.00 (+9.44%) | $464,367 | $507,800 Land $262,000 Building $245,800 |
| 2024 | $5,360.00 (+30.03%) | ||
| 2023 | $4,122.00 | $377,500 Land $262,000 Building $115,500 | $377,500 Land $262,000 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 Edgemere Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 7 (1979–2014) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2014 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Edgemere Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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