304 E Watersedge Dr, Fair Play, SC 29643 Property Records

Oconee County property record for 304 E Watersedge Dr, Fair Play, SC 29643 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,564 sqft · built 1999
Lot Size	0.66 acres (28,750 sqft)
Owner	Individual Name on File
Last Sale	$1,285,000 (Apr 2025)
Tax Bill	$9,386 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`341-03-01-004`

Property Details

APN / Parcel Number

Primary APN	`341-03-01-004`
Alternative APN	`52891`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Vinyl
Roof Material	Metal
Lot Area	28,750 sqft (0.66 acres)
Lot Dimensions	261 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	52891
Old Parcel Number	341 03 01 004
Street Address	304 E WATERSEDGE DR
City	FAIR PLAY
State	SC
Zip	29643-2748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EDGEWATER
Legal Subdivision	EDGEWATER
Legal Block	1
Legal Lot Number	4
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	2
Census Block	2071
Census Tract	30903

Owner

Source: Oconee County records · APN 341-03-01-004

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	304 E WATERSEDGE DR, FAIR PLAY, SC 29643-2748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2025	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 04, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Oct 04, 2019 · Amount on Record
Deed Document Number	0000012507
Deed Book / Page	3209 / 228
Record Updated	Jun 08, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 14, 2025
Property Address	304 E WATERSEDGE DR, FAIR PLAY, SC 29643-2748
Document Number	0000012507
Book / Page	3209 / 228
Map Reference	SL A-290 PG 10
Instrument Date	Mar 26, 2025
Instrument	12507
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,341.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E WATERSEDGE DR, FAIR PLAY, SC 29643-2748

Mortgage

Document Number	0004668180
Date	Apr 14, 2025
Instrument	4668/180

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2035
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Oct 04, 2019
Property Address	304 E WATERSEDGE DR, FAIR PLAY, SC 29643-2748
Document Number	0025090346
Book / Page	002509 / 000346
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,516.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1500 OVERLOOK PASS RD MONROE GA 306557440, MONROE, GA 30655-7440

Mortgage

Document Number	38800056
Date	Oct 04, 2019
Book Page	003880/000056

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2049

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,386.00	$29,118 (-) Land $5,760 Building $23,358	$727,947 (-) Land $144,000 Building $583,947
2023		$29,118 Land $5,760 Building $23,358	$727,947 Land $144,000 Building $583,947

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 35% of the US · above 9% of South Carolina
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 46 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
West Carolina Rural Telephone Cooperative	Fiber	8,000 / 8,000
Spectrum	Fiber	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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