304 E Valley Dr, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 304 E Valley Dr, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,185 sqft · built 1975
OwnerIndividual Name on File
Tax Bill$554 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2025 Sale
Flood ZoneZone X (minimal risk)
APN183B-07-02-001

Property Details

APN / Parcel Number

Primary APN183B-07-02-001
Alternative APN
  • 13531

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Building Area1,185 sqft Living Area
FlooringConcrete/Cement
Interior WallsPaneling

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Garage TypeCarport
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
Utility Building144 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number13531
Street Address304 E VALLEY DR
CityPONTOTOC
StateMS
Zip38863-3408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT17 GR VALL NW1/4 DB 357-194 20161853 4/5/16 662 489 5636 REM: SUSAN W FERGUSON SARAH MCMILLEN
Legal Lot Number17
JurisdictionPONTOTOC MS
Township / Civil Division3
Census Block Group3
Census Block3018
Census Tract950300

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2506 HIGHWAY 9 S, PONTOTOC, MS 38863-7713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage
BNA BANK
Oct 15, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2025
Deed SaleOct 15, 2025
Deed Document Number2025003919
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address304 E VALLEY DR, PONTOTOC, MS 38863-3408
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2568 HIGHWAY 9 S, PONTOTOC, MS 38863-7713

Mortgage

Document Number2025004537
DateDec 2, 2025
Instrument2025004537
Lender
NameBNA BANK
TypeBank
Agreement
AmountAmount Recorded
Term239 Months
DueNov 15, 2045
Interest
Rate TypeAdjustable Rate

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC MS
Recording DateOct 15, 2025
Property Address304 E VALLEY DR, PONTOTOC, MS 38863-3408
Document Number2025003919
Instrument DateOct 14, 2025
Instrument2025003919
Transaction TypeTransfer
Record UpdatedNov 7, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1610 MATHEWS BND, ECRU, MS 38841-9659

Transferred To (Grantee/Buyer)

NameVerified Name
Address2506 HIGHWAY 9 S, PONTOTOC, MS 38863-7713

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$554.00 (+4.14%) Homeowner's exemption Disabled Person's exemption$4,176 (-)$41,327 (-) Land $7,450 Building $33,877
2023$532.00 Homeowner's exemption Disabled Person's exemption$4,176$41,327 Land $7,450 Building $33,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Buckeye Cablesystem
Fiber · Cable in parts of the area
10,000 / 10,000
North East Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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