304 E Stewart St, Bloomington, IL 61701 Property Records

McLean County property record for 304 E Stewart St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1925
Lot Size	0.132 acres (5,755 sqft)
Owner	2 Individuals on Record
Tax Bill	$2,110 (2024)
Deeds & Mortgages	Dec 2017 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-09-403-023`

Property Details

APN / Parcel Number

Primary APN	`21-09-403-023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,072 sqft
1st Floor Area	1,000 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	5,755 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 E STEWART ST
City	BLOOMINGTON
State	IL
Zip	61701-6860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	MCCLUNS 3RD ADD LOT 22 BLK 2
Legal Range	02E
Legal Township	23N
Legal Section	09
Legal Subdivision	MCCLUNS 3RD ADD
Legal Block	2
Legal Lot Number	22
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1044
Census Tract	5900

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	304 E STEWART ST, BLOOMINGTON, IL 61701-6860
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PRAIRELAND FCU
Nov 8, 2017	Intrafamily Transfer, Transfer · Closed-End Mortgage PRAIRELAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	304 E STEWART ST, BLOOMINGTON, IL 61701-6860
Transaction Type	Mortgage
Record Updated	Jan 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00022436
Date	Dec 19, 2017
Instrument	2017-00022436

Lender

Name	PRAIRELAND FCU
Type	Credit Union
Address	NORMAL, IL 61761

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2037

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Nov 8, 2017
Property Address	304 E STEWART ST, BLOOMINGTON, IL 61701-6860
Document Number	201700020145
Instrument Date	Oct 17, 2017
Instrument	2017-00020145
Transaction Type	Transfer
Record Updated	Jun 6, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 E STEWART ST, 304, BLOOMINGTON, IL 61701-6860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	304 E STEWART ST, BLOOMINGTON, IL 61701-6860

Mortgage

Document Number	201700020144
Date	Nov 8, 2017
Instrument	2017-00020144

Lender

Name	PRAIRELAND FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2037

Interest

Rate	3.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,127 (+17.61%) Land $9,277 Building $30,850	$120,381 (+17.61%) Land $27,831 Building $92,550
2024	$2,110.00 (+9.21%)
2023	$1,932.00	$34,120 Land $7,888 Building $26,232	$102,360 Land $23,664 Building $78,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, Watch TV.

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