304 E State Line St, Fulton, KY 42041 Property Records

Fulton County property record for 304 E State Line St, Fulton, KY 42041

Property Summary

Property Type	Commercial
Details	6,480 sqft
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$25,000 (Dec 2018)
Tax Bill	$683 (2025)
Deeds & Mortgages	Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`F-5-13-4`

Property Details

APN / Parcel Number

Primary APN	`F-5-13-4`
Alternative APNs	`86525` `2813`

Interior

Stories	1 Story
Building Area	6,480 sqft Total Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	100 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	86525
Street Address	304 E STATE LINE ST
City	FULTON
State	KY
Zip	42041-1600
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RESIDENTIAL
Jurisdiction	FULTON KY
Township / Civil Division	FULTON
Census Block Group	4
Census Block	4032
Census Tract	960100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fulton Downtown Historic District listed 2003 · 20 contributing resources · NRIS 03000710

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

304 E State Line St, a commercial property, is owned by an individual who bought it in December 2018.

Source: Fulton County records, as of October 29, 2025

Owner of Record	Individual Name on File
Mailing Address	205 COVINGTON AVE, SOUTH FULTON, TN 38257-2413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	May 5, 2006
Deed Document Number	119093
Deed Book / Page	DEED 196 / 470
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FULTON KY
Recording Date	Dec 20, 2018
Property Address	304 E STATE LINE ST, FULTON, KY 42041-1600
Document Number	DEED196/470
Book / Page	DEED 196 / 470
Instrument Date	Dec 18, 2018
Instrument	119093
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	144 W MAIN ST, 144, CAMDEN, TN 38320-1786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	205 COVINGTON AVE, SOUTH FULTON, TN 38257-2413

Mortgage

Document Number	119094
Date	Dec 20, 2018
Instrument	119094

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 15, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 304 E State Line St was $683.

Source: Fulton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fulton County
Municipality	Fulton City
Unified School District	Fulton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$683.00	$63,340	$63,340
2023		$56,840	$56,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 E State Line St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	18 (1984–2023)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E State Line St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON MUNICIPAL WATER SYSTEM serves 4,662 people · EPA ID KY0380149
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20