Franklin County property record for 304 E Sawyer St, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,000 sqft |
| Lot Size | 0.278 acres (12,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Mar 2017) |
| Tax Bill | $4,539 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-09S-06W-7315-0085-0090 |
| Primary APN | 29-09S-06W-7315-0085-0090 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,000 sqft Heated Area |
| Gross Area | 1,582 sqft |
| Interior Walls | Wallboard/Drywall |
| Exterior Material | Fiber Cement Siding |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,136 sqft |
| Lot Width | 100 ft Width |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 304 E SAWYER ST |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328-2428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 5 BL 85 LOT 9 635/635 635/638 675/772 797/187 1144/621 1187/424 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | STGEORGE IS GULF BEACHES |
| Legal Block | 85 |
| Legal Lot Number | 9 |
| Legal Unit | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970304 |
304 E Sawyer St is owned and occupied by an individual who bought it in March 2017.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 304 E SAWYER ST, SAINT GEORGE ISLAND, FL 32328-2428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HOME LOANS LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTY HM LNS |
| Mar 8, 2017 | Special Warranty Deed, Transfer · Seller Carry-Back CAPITAL CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2017 · Amount on File |
| Deed Sale | Mar 8, 2017 · Amount on File |
| Prior Sale | Jun 23, 2004 · Amount on File |
| Deed Document Number | 201719001060 |
| Deed Book / Page | 1187 / 424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 304 E SAWYER ST, EASTPOINT, FL 32328-2428 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 304 E SAWYER ST, SAINT GEORGE ISLAND, FL 32328-2428 |
| Document Number | 0019005793 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 1347/733 |
| Instrument | 202219005793 |
| Name | CAPITAL CITY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 304 E SAWYER ST, EASTPOINT, FL 32328-2428 |
| Document Number | 0019005694 |
| Instrument Date | Nov 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 E SAWYER ST ST GEORGE ISLAND FL 32328, ST GEORGE ISLAND, FL 32328 |
| Document Number | 0019005694 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 001283/000192 |
| Instrument | 19005694 |
| Name | CAPITAL CTY HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LAWRENCEVILLE, GA 30043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 304 E SAWYER ST, EASTPOINT, FL 32328-2428 |
| Document Number | 0019001060 |
| Book / Page | 1187 / 424 |
| Map Reference | MB3 PG16&17 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 201719001060 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1301 METROPOLITAN BLVD, 1301, TALLAHASSEE, FL 32308-3920 |
| Name | Verified Name |
|---|---|
| Address | 466 DEFUNIAK ST, SANTA ROSA BEACH, FL 32459-5841 |
| Document Number | 0000000425 |
|---|---|
| Date | Mar 8, 2017 |
| Instrument | 1187/425 |
| Name | CAPITAL CITY BANK |
|---|---|
| Type | Bank |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 3, 2032 |
The 2025 property tax bill for 304 E Sawyer St was $4,539 with a homeowner's exemption, up 1.9% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,539.00 (+1.89%) Homeowner's exemption | $519,088 (+2.9%) | $546,935 (-5.49%) Land $145,500 Building $401,435 |
| 2024 | $4,455.00 (-0.71%) Homeowner's exemption | $504,459 (+3%) | $578,677 (+18.15%) Land $130,000 Building $448,677 |
| 2023 | $4,487.00 (+635.57%) Homeowner's exemption | $489,766 (+716.28%) Land $115,000 Building $374,766 | $489,766 (+716.28%) Land $115,000 Building $374,766 |
| 2022 | $610.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 304 E Sawyer St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 304 E Sawyer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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