304 E Riverside Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 304 E Riverside Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,267 sqft · built 1929
Lot Size	0.112 acres (4,879 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Jul 2018)
Tax Bill	$6,672 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone AH (high risk)
APN	`017-281-02`

Property Details

APN / Parcel Number

Primary APN	`017-281-02`
Alternative APN	`017-281-02-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,267 sqft Living Area
Gross Area	1,591 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,879 sqft (0.112 acres)
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 E RIVERSIDE DR
City	WATSONVILLE
State	CA
Zip	95076-5043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BUCKIUS
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	110301

Owner

Source: Santa Cruz County records · APN 017-281-02

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	304 E RIVERSIDE DR, WATSONVILLE, CA 95076-5043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 24, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	May 31, 2013 · Amount on Record
Deed Document Number	201822511
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	0000022512
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2018
Property Address	304 E RIVERSIDE DR, WATSONVILLE, CA 95076-5043
Document Number	0000022511
Instrument Date	Jul 17, 2018
Instrument	2018-0022511
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 E RIVERSIDE DR, WATSONVILLE, CA 95076-5043

Mortgage

Document Number	0000022513
Date	Jul 24, 2018
Instrument	2018-0022513

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2018
Property Address	304 E RIVERSIDE DR, WATSONVILLE, CA 95076-5043
Document Number	0000022512
Instrument Date	Jul 16, 2018
Instrument	22512
Transaction Type	Transfer
Record Updated	Aug 07, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	304 E RIVERSIDE DR WATSONVILLE CA 950765043, WATSONVILLE, CA 95076-5043

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,644 (+2%) Land $300,386 Building $200,258
2025	$6,672.00 (+12.86%) Homeowner's exemption	$490,830 (+4.04%) Land $294,498 Building $196,332
2023	$5,912.00 (+1.95%) Homeowner's exemption	$471,770 Land $283,062 Building $188,708	$450,000
2022	$5,799.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871103012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AH shallow ponding 1–3 ft
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 105 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	109 units insured 4 under condo master policies
Nearby Flood Claims	7 (2022–2023)
Most Recent Claim	Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 7 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Etheric Communications, LLC., AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Riverside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures