304 E Ridge St, Owosso, MI 48867 Property Records

Shiawassee County property record for 304 E Ridge St, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Tax Bill$1,698 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN050-652-009-022-00

Property Details

APN / Parcel Number

Primary APN050-652-009-022-00

Exterior

Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address304 E RIDGE ST
CityOWOSSO
StateMI
Zip48867-4556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 BLK 9 A L WILLIAMS 2ND ADD INCLUDING 12 CLOSED ALLEY
Legal SubdivisionWILLIAMS 2ND ADD
Legal Block9
Legal Lot Number34
JurisdictionSHIAWASSEE MI
Township / Civil DivisionOWOSSO
Census Block Group2
Census Block2022
Census Tract30800

Owner

Source: Shiawassee County assessment roll, APN 050-652-009-022-00, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 E RIDGE ST, OWOSSO, MI 48867-4556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address304 E RIDGE ST, OWOSSO, MI 48867-4556
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E RIDGE ST, OWOSSO, MI 48867-4556

Mortgage

Document Number0013360303
DateMar 23, 2026
Book Page1336/303
Instrument3400863
Lender
NameLAFCU
TypeCredit Union
AddressLANSING, MI 48917
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 11, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Shiawassee County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
MunicipalityOwosso City
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$61,200 (+9.09%)$122,400 (+9.09%)
2025$1,698.00 (-23.86%) Homeowner's exemption$56,100 (+35.18%)$112,200 (+35.18%)
2023$2,230.00 Homeowner's exemption Additional exemption filed$41,500$83,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550308002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 430 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
DayStarr
Fiber
2,500 / 2,500
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MI0005120, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OWOSSO
serves 16,353 people
Water SourceSurface water
Last State InspectionOct 2024
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Nov 2022
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Ridge St

Nearby Streets

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