304 E North St, Calmar, IA 52132 Property Records

Winneshiek County property record for 304 E North St, Calmar, IA 52132

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,344 sqft · built 1992
Lot Size	0.204 acres (8,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 2019)
Tax Bill	$3,976 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`142535600200`

Property Details

APN / Parcel Number

Primary APN	`142535600200`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Basement Area	1,344 sqft
Finished Basement	850 sqft
Unfinished Basement	1,344 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,892 sqft (0.204 acres)
Lot Dimensions	117 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	304 E NORTH ST
City	CALMAR
State	IA
Zip	52132-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 & E 10'L 4 BLK 28
Legal Range	09W
Legal Township	97N
Legal Section	25
Legal Subdivision	ADDITION TO THE TOWN OF CALMAR
Legal Block	28
Jurisdiction	WINNESHIEK IA
Township / Civil Division	CALMAR
Census Block Group	1
Census Block	1061
Census Tract	950500

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 307, CALMAR, IA 52132-0307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Oct 1, 2018	Deed of Trust, Mortgage DECORAH BANK & TRUST COMPANY
Sep 4, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage DECORAH BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Deed Document Number	20192478
Deed Book / Page	2019 / 2478
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Aug 9, 2023
Property Address	304 E NORTH ST, CALMAR, IA 52132-7732
Document Number	02023/1951
Book / Page	2023 / 1951
Instrument Date	Aug 2, 2023
Instrument	2023 1951
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E NORTH ST, CALMAR, IA 52132-7732

Mortgage

Document Number	0020231952
Date	Aug 9, 2023
Instrument	2023 1952

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	304 E NORTH ST, CALMAR, IA 52132-7732
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002802
Date	Oct 1, 2018
Book Page	0000002018/0000002802
Instrument	000000002802

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Sep 4, 2019
Property Address	304 E NORTH ST, CALMAR, IA 52132-7732
Document Number	02019/2478
Book / Page	2019 / 2478
Instrument Date	Sep 4, 2019
Instrument	2478
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 62, CALMAR, IA 52132-0062

Mortgage

Document Number	02019/2479
Date	Sep 4, 2019
Book Page	2019/2479
Instrument	2479

Lender

Name	DECORAH BANK & TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Calmar City
County	Winneshiek County
Unified School District	South Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,976.00	$234,590 (-) Land $15,480 Building $219,110	$234,590 (-) Land $15,480 Building $219,110
2025	$3,976.00 (+11.94%)	$234,590 (+13.12%) Land $15,480 Building $219,110	$234,590 (+13.12%) Land $15,480 Building $219,110
2024	$3,552.00 (+8.09%)
2023		$207,380 (+15.53%) Land $15,480 Building $191,900	$207,380 (+15.53%) Land $15,480 Building $191,900
2022	$3,286.00	$179,510 Land $12,900 Building $166,610
2021			$179,510 Land $12,900 Building $166,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALMAR WATER SUPPLY serves 1,125 people · EPA ID IA9615064
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hawkeye Telephone Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Acentek, Nextlink.

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