304 E Nebraska Ave, Berthoud, CO 80513 Property Records

Larimer County property record for 304 E Nebraska Ave, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,048 sqft · built 1998
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$577,000 (Sep 2023)
Tax Bill	$3,357 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94242-16-018`

Property Details

APN / Parcel Number

Primary APN	`94242-16-018`
Alternative APN	`R1503863`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,048 sqft Living Area
Basement Area	1,048 sqft
Finished Basement	814 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R1503863
Old Parcel Number	9424216018
Street Address	304 E NEBRASKA AVE
City	BERTHOUD
State	CO
Zip	80513-1464
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18, BLK 7, MARY'S FARM SUB, BER (AKA LOT 18, BLK 7, BERTHOUD HEIGHTS EAST SUB, BER)
Legal Range	69
Legal Township	04
Legal Section	24
Legal Quarter	NW
Legal Subdivision	MARY S FARM
Legal Block	7
Legal Lot Number	18
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	2
Census Block	2038
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Oct 4, 2021	Intrafamily Transfer, Transfer
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2023 · Amount on Record
Deed Sale	Sep 6, 2023 · Amount on Record
Prior Sale	Oct 4, 2021
Deed Document Number	20230038559
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464

Mortgage

Document Number	0000000422
Date	Jan 6, 2026
Instrument	20260000422

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 6, 2023
Property Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464
Document Number	0000038559
Map Reference	DOC 97042221
Instrument Date	Aug 30, 2023
Instrument	20230038559
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	GUARDIAN LAND TITLE, GUARDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464

Mortgage

Document Number	0000038560
Date	Sep 6, 2023
Instrument	20230038560

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Oct 4, 2021
Property Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464
Document Number	0000092065
Map Reference	DOC 9704221
Instrument Date	Oct 4, 2021
Instrument	20210092065
Transaction Type	Transfer
Record Updated	Oct 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	304 E NEBRASKA AVE, 304, BERTHOUD, CO 80513-1464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	304 E NEBRASKA AVE, BERTHOUD, CO 80513-1464
Document Number	0000047940
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 E NEBRASKA AVE BERTHOUD CO 805131464, BERTHOUD, CO 80513-1464

Mortgage

Document Number	0000047940
Date	Jul 1, 2020
Instrument	47940

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 30, 2035

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,357.00 (+10.14%)	$33,181 (-9.23%) Land $2,731 Building $30,450	$530,900 (-2.69%) Land $43,700 Building $487,200
2023	$3,048.00 (+16.74%)	$36,555 (+34.25%) Land $2,928 Building $33,627	$545,600 (+39.25%) Land $43,700 Building $501,900
2022	$2,611.00	$27,230 Land $3,037 Building $24,193	$391,800 Land $43,700 Building $348,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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