304 E Metzen St, Harvard, IL 60033 Property Records

McHenry County property record for 304 E Metzen St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,150 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$98,000 (Feb 2019)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-35-465-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-465-008`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,150 sqft

Exterior

Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	8,712 sqft
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	304 E METZEN ST
City	HARVARD
State	IL
Zip	60033-2786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0005292 LT 6 BLK 54 HARVARD EXT CITY OF HARVARD
Legal Range	05E
Legal Township	46N
Legal Section	35
Legal Subdivision	HARVARD EXT
Legal Block	54
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	3
Census Block	3056
Census Tract	870302

Owner

Source: McHenry County assessment roll, APN 01-35-465-008, as of January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 E METZEN ST, HARVARD, IL 60033-2786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2019 · Amount on Record
Deed Sale	Feb 27, 2019 · Amount on Record
Prior Sale	Aug 18, 2006 · Amount on Record
Deed Document Number	2019R0005292
Record Updated	Jun 07, 2026

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Feb 27, 2019
Property Address	304 E METZEN ST, HARVARD, IL 60033-2786
Document Number	0000005292
Map Reference	MB 35 PG 125
Instrument Date	Feb 22, 2019
Instrument	2019R0005292
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S PARK AVE, HARVARD, IL 60033-3431

Mortgage

Document Number	0000005293
Date	Feb 27, 2019
Instrument	2019R0005293

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll as of January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$36,956 Land $8,570 Building $28,386	$110,868 Land $25,710 Building $85,158

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), as of February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118703023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 120 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARVARD serves 9,469 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.