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304 E Main St, Waconia, MN 55387 Property Records

Carver County property record for 304 E Main St, Waconia, MN 55387

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,559 sqft · built 1947
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$150,000 (Jun 2002)
Tax Bill$1,982 (2026)
Deeds & MortgagesSep 2022 Mortgage
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN75-0504260

Property Details

APN / Parcel Number

Primary APN75-0504260

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories2 Stories
Building Area2,559 sqft Finished Area
Gross Area2,734 sqft
1st Floor Area1,536 sqft
Basement Area874 sqft
Unfinished Basement874 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1971
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,625 sqft (0.198 acres)
Deck Area324 sqft
Utility Building224 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address304 E MAIN ST
CityWACONIA
StateMN
Zip55387-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 014 BLOCK 042 & LOT 15 & W1/2 OF LOT 13
Legal Range025
Legal Township116
Legal Section13
Legal SubdivisionCITY LOTS OF WACONIA
Legal Block42
Legal Lot Number14
JurisdictionCARVER MN
Township / Civil DivisionWACONIA
Census Block Group2
Census Block2003
Census Tract90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 E MAIN ST, WACONIA, MN 55387-1120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Conventional Mortgage
OLD NATIONAL BANK
Jun 14, 2022Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 2002 · Amount on Record
Deed SaleJun 11, 2002 · Amount on Record
Prior SaleApr 22, 2002 · Amount on Record
Deed Document Number200255871
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address304 E MAIN ST, WACONIA, MN 55387-1120
Transaction TypeMortgage
Record UpdatedOct 10, 2022
Title CompanyTITLEMARK PLLC, TITLE MARK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A752590
DateSep 27, 2022
InstrumentA752590
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2037

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARVER MN
Property Address304 E MAIN ST, WACONIA, MN 55387-1120
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E MAIN ST, BURNSVILLE, MN 55337

Mortgage

Document Number000A747792
DateJun 14, 2022
InstrumentA747792
Lender
NameOLD NATIONAL BANK
TypeBank
AddressWACONIA, MN 55387
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarver County
MunicipalityWaconia City
Unified School DistrictWaconia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,982.00 (+26.24%) Homeowner's exemption$458,700 (+1.48%) Land $125,000 Building $333,700$458,700 (+1.48%) Land $125,000 Building $333,700
2025$452,000 (+4.53%) Land $100,000 Building $352,000$452,000 (+4.53%) Land $100,000 Building $352,000
2024$1,570.00 (-25.31%) Homeowner's exemption$432,400 (+1.29%) Land $80,000 Building $352,400$432,400 (+1.29%) Land $80,000 Building $352,400
2023$2,102.00 Homeowner's exemption$426,900 Land $80,000 Building $346,900$426,900 Land $80,000 Building $346,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWaconia
serves 13,277 people · EPA ID MN1100010
Water SourceGroundwater
Last State InspectionDec 2024
Lead10 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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