Montgomery County property record for 304 E Main St, Verona, OH 45378
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,647 sqft · built 1919 |
| Lot Size | 0.132 acres (5,759 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $80,000 (Jan 2014) |
| Tax Bill | $2,350 (2024) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C10-16201-0014 |
| Primary APN | C10-16201-0014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,647 sqft Living Area |
| 1st Floor Area | 1,098 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,759 sqft (0.132 acres) |
| Lot Dimensions | 120 ft deep x 48 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 304 E MAIN ST |
|---|---|
| City | VERONA |
| State | OH |
| Zip | 45378-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 PT |
| Legal Lot Number | 14 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 130101 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 E MAIN ST, VERONA, OH 45378-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 1, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 3, 2019 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on Record |
| Deed Sale | Jan 10, 2014 · Amount on Record |
| Deed Document Number | 20141753 |
| Last Transfer Date | May 19, 2023 |
| Transfer Doc | 0000027821 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 1, 2023 |
| Property Address | 304 E MAIN ST, VERONA, OH 45378-5005 |
| Document Number | 0000027821 |
| Map Reference | MB A PG 19 |
| Instrument Date | May 19, 2023 |
| Instrument | 202300027821 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 E MAIN ST, VERONA, OH 45378-5005 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 E MAIN ST, VERONA, OH 45378-5005 |
| Document Number | 0000027822 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 202300027822 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 304 E MAIN ST, VERONA, OH 45378-5005 |
| Document Number | 0000020658 |
| Instrument Date | Apr 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 304 E MAIN ST VERONA OH 453785005, VERONA, OH 45378-5005 |
| Document Number | 0000020658 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 20658 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 24, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Clay Township |
| Municipality | Verona Village |
| Unified School District | Tri-County North Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $41,280 (-) Land $4,920 Building $36,360 | $117,940 (-) Land $14,060 Building $103,880 | |
| 2024 | $2,350.00 (-4.39%) | ||
| 2023 | $2,458.00 (+11.37%) | $41,280 (+30.02%) Land $4,920 Building $36,360 | $117,940 (+3%) Land $14,060 Building $103,880 |
| 2022 | $2,207.00 | $31,750 Land $3,780 Building $27,970 | |
| 2020 | $90,720 Land $10,810 Building $79,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF VERONA serves 492 people · EPA ID OH6801212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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