Webster County property record for 304 E Main St, Providence, KY 42450 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,850 sqft |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Nov 2023) |
| Tax Bill | $1,216 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PR3-017-008-001 |
| Primary APN | PR3-017-008-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,850 sqft Finished Area |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick Veneer |
|---|---|
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 30,928 sqft (0.71 acres) |
| Lot Dimensions | 150 ft deep x 180 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 254 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1774 |
|---|---|
| Street Address | 304 E MAIN ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES/BLDG & LOTS |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960400 |
Source: Webster County records · APN PR3-017-008-001
Assessment roll updated November 18, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 E MAIN ST, PROVIDENCE, KY 42450-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 22, 2023 · Amount on Record |
| Deed Sale | Nov 22, 2023 · Amount on Record |
| Prior Sale | Sep 19, 2022 · Amount on Record |
| Deed Document Number | 2023458629 |
| Deed Book / Page | 321 / 530 |
| Prior Transfer Date | Sep 21, 2020 |
| Prior Transfer Doc | DEED310/183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Nov 22, 2023 |
| Property Address | 304 E MAIN ST, PROVIDENCE, KY 42450-1206 |
| Document Number | 000321/530 |
| Book / Page | 321 / 530 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 458629 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 304 E MAIN ST, PROVIDENCE, KY 42450-1206 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 304 E MAIN ST, PROVIDENCE, KY 42450-1206 |
| Document Number | 0000458630 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 458630 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBSTER KY |
| Property Address | 304 E MAIN ST, PROVIDENCE, KY 42450-1206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | MTG360/185 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | MTG 360/185 |
| Instrument | 418336 |
| Name | HERITAGE FCU |
|---|---|
| Type | Credit Union |
| Address | NEWBURGH, IN 47630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 01, 2040 |
Source: Webster County records · Assessment roll updated November 18, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,216.00 (+52.38%) | $115,000 (+53.33%) | $115,000 (+53.33%) |
| 2023 | $798.00 | $75,000 | $75,000 |
Source: FEMA National Flood Hazard Layer, Webster County (21233C), updated October 7, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212339604003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jun 1994, river or lake flooding |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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