304 E Main St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 304 E Main St, Amsterdam, NY 12010

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,260 sqft · built 1900
Lot Size	0.134 acres (5,850 sqft)
Owner	Company Name on Record
Last Sale	$136,000 (Apr 2023)
Tax Bill	$732 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`270100 56.13-2-29`

Property Details

APN / Parcel Number

Primary APN	`270100 56.13-2-29`
Alternative APNs	`010005601300020290000000` `0095210`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,260 sqft Total Area
1st Floor Area	1,130 sqft
2nd Floor Area	1,130 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	150 ft deep x 39 ft wide
Porch	Slab
Porch Area	860 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0095210
Street Address	304 E MAIN ST
City	AMSTERDAM
State	NY
Zip	12010-5326
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	RES G L 39 X 150
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	1
Census Block	1035
Census Tract	70900

Owner

Source: Montgomery County and Amsterdam City records, as of May 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7521 LANTERN PARK AVE, APOLLO BEACH, FL 33572-1597
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2023 · Amount on Record
Deed Sale	Apr 7, 2023 · Amount on Record
Deed Document Number	20231261
Prior Transfer Date	Jul 5, 2008
Prior Transfer Doc	1673000261
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY NY
Recording Date	Apr 7, 2023
Property Address	304 E MAIN ST, AMSTERDAM, NY 12010-5326
Document Number	0000000261
Instrument Date	Mar 31, 2023
Instrument	2023-1261
Transaction Type	Transfer
Record Updated	Apr 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7521 LANTERN PARK AVE, APOLLO BEACH, FL 33572-1597

Mortgage

Document Number	0000000262
Date	Apr 7, 2023
Instrument	2023-1262

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$732.00 (+15.09%)	$35,000 (-) Land $4,500 Building $30,500	$102,941 (+26.47%) Land $13,235 Building $89,706
2023		$35,000 Land $4,500 Building $30,500	$81,395 Land $10,465 Building $70,930
2020	$636.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20