304 E Lowe Ave, Fairfield, IA 52556 Property Records

Jefferson County property record for 304 E Lowe Ave, Fairfield, IA 52556

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1984
Lot Size	0.185 acres (8,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (May 2021)
Tax Bill	$4,022 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-25-188-003`

Property Details

APN / Parcel Number

Primary APN	`06-25-188-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	576 sqft
Basement Area	968 sqft
Finished Basement	189 sqft
Unfinished Basement	968 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Exterior Material	Metal
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,052 sqft (0.185 acres)
Lot Dimensions	132 ft deep x 61 ft wide
Porch	Slab
Porch Area	96 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	304 E LOWE AVE
City	FAIRFIELD
State	IA
Zip	52556-2333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HENN WILLIAMS W 61' LTS 1 & 2 BLK 11
Legal Subdivision	HENN-WILLIAMS & COS
Legal Block	11
Legal Lot Number	1,2
Jurisdiction	JEFFERSON IA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2085
Census Tract	90400

Owner

Source: Jefferson County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	304 E LOWE AVE, FAIRFIELD, IA 52556-2333
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEIGHTON STATE BANK
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTON BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Jul 1, 2008 · Amount on Record
Deed Document Number	20211441
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	304 E LOWE AVE, FAIRFIELD, IA 52556-2333
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211442
Date	May 27, 2021
Instrument	2021-1442

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	304 E LOWE AVE, FAIRFIELD, IA 52556-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170981
Date	Apr 27, 2017
Instrument	2017-0981

Lender

Name	LEIGHTON STATE BANK
Type	Bank
Address	MARSHALLTOWN, IA 50158

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IA
Property Address	304 E LOWE AVE, FAIRFIELD, IA 52556-2333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201175
Date	Jun 9, 2020
Instrument	2020-1175

Lender

Name	MIDWESTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 10, 2030

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Jefferson County
Municipality	Fairfield City
Unified School District	Fairfield Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,022.00 (+5.62%) Homeowner's exemption	$240,900 (+16.1%) Land $12,200 Building $228,700	$240,900 (+16.1%) Land $12,200 Building $228,700
2024	$3,808.00 (+7.88%)
2023		$207,500 (+15.73%) Land $12,200 Building $195,300	$207,500 (+15.73%) Land $12,200 Building $195,300
2022	$3,530.00 Homeowner's exemption	$179,300 Land $12,200 Building $167,100
2021			$179,300 Land $12,200 Building $167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER SUPPLY serves 9,821 people · EPA ID IA5131033
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Liberty Communications Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: LISCOFIBER.

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