304 E King St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 304 E King St, Kings Mountain, NC 28086

Property Summary

Property TypeCommercial
Details1,680 sqft · built 1920
Lot Size0.501 acres (21,855 sqft)
OwnerCompany Name on Record
Last Sale$195,000 (Mar 2021)
Tax Bill$2,156 (2026)
Deeds & MortgagesJan 2024 Transfer
Aug 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN1358177

Property Details

APN / Parcel Number

Primary APN1358177
Alternative APNs
  • 1332769
  • 6987

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,680 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1990
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeShed Roof
Lot Area21,855 sqft (0.501 acres)
Lot Dimensions235 ft deep x 93 ft wide
PorchSlab
Porch Area414 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHeat Pump

Location & Zoning

Account Number1358177
Street Address304 E KING ST
CityKINGS MOUNTAIN
StateNC
Zip28086-3419
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeGB
Legal Description304 E KING ST
Legal SubdivisionSURVEY FOR GEORGE SMITH
Legal Block1
Legal Lot Number18
JurisdictionCLEVELAND NC
Township / Civil DivisionCLEVELAND
Census Block Group3
Census Block3004
Census Tract950500

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address244 SCISM RD, KINGS MOUNTAIN, NC 28086-7712
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Correction Deed
Aug 17, 2023Deed of Trust, Mortgage · Line of Credit
THE FIDELITY BANK
Aug 2, 2023Warranty Deed, Transfer · Line of Credit
THE FIDELITY BANK
Mar 5, 2021Warranty Deed, Transfer
Jan 19, 2024Correction Deed

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2021 · Amount on Record
Deed SaleMar 5, 2021 · Amount on Record
Prior SaleMay 10, 2013 · Amount on Record
Deed Document Number2021200051813
Deed Book / Page1834 / 2669
Record UpdatedOct 29, 2026

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionCLEVELAND NC
Recording DateJan 5, 2024
Property Address304 E KING ST, KINGS MOUNTAIN, NC 28086-3419
Document Number0019130105
Book / Page1913 / 105
Instrument DateJan 5, 2024
Instrument200095816
Record UpdatedMar 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND NC
Property Address304 E KING ST, KINGS MOUNTAIN, NC 28086-3419
Transaction TypeMortgage
Record UpdatedSep 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1646, BELMONT, NC 28012-1646

Mortgage

Document Number0019041890
DateAug 17, 2023
Book Page1904/1890
Instrument200090891
Lender
NameTHE FIDELITY BANK
TypeBank
AddressSHELBY, NC 28150
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateAug 2, 2023
Property Address304 E KING ST, KINGS MOUNTAIN, NC 28086-3419
Document Number0019032303
Book / Page1903 / 2303
Map ReferenceMB 24 PG 188
Instrument DateJul 31, 2023
Instrument200090366
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1646, BELMONT, NC 28012-1646

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1646, BELMONT, NC 28012-1646

Mortgage

Document Number0019032306
DateAug 2, 2023
Book Page1903/2306
Instrument200090367
Lender
NameTHE FIDELITY BANK
TypeBank
AddressSHELBY, NC 28150
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND NC
Recording DateMar 5, 2021
Property Address304 E KING ST, KINGS MOUNTAIN, NC 28086-3419
Document Number0018342669
Book / Page1834 / 2669
Instrument DateMar 4, 2021
Instrument200051813
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9015 WING POINTE DR, 9015, BELMONT, NC 28012-6736

Transferred To (Grantee/Buyer)

NameVerified Name
Address1028 RAILROAD AVE, SHELBY, NC 28152-6681

January 2024: Correction Deed

Document TypeCorrection Deed
JurisdictionCLEVELAND NC
Recording DateJan 19, 2024
Property Address304 E KING ST, KINGS MOUNTAIN, NC 28086-3419
Document Number0019132140
Book / Page1913 / 2140
Instrument DateJan 9, 2021
Instrument200096248
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCleveland County
MunicipalityKings Mountain City
Unified School DistrictCleveland County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,156.00 (-0.46%)$211,397 (-) Land $94,581 Building $116,816$211,397 (-) Land $94,581 Building $116,816
2025$2,166.00$211,397 (+72.18%) Land $94,581 Building $116,816$211,397 (+72.18%) Land $94,581 Building $116,816
2023$122,774 (-) Land $67,257 Building $55,517$122,774 (-) Land $67,257 Building $55,517
2022$122,774 Land $67,257 Building $55,517$122,774 Land $67,257 Building $55,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF KINGS MOUNTAIN
serves 14,784 people · EPA ID NC0123020
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Ripple Fiber.

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