304 E Jefferson St, Caledonia, MN 55921 Property Records

Houston County property record for 304 E Jefferson St, Caledonia, MN 55921

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,528 sqft · built 1882
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Sep 2020)
Tax Bill	$1,630 (2026)
Deeds & Mortgages	Jun 2019 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21.0987.000`

Property Details

APN / Parcel Number

Primary APN	`21.0987.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	40 sqft
Basement Area	764 sqft
Unfinished Basement	764 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1882
Architectural Style	Victorian
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	71 ft deep x 60 ft wide
Garage Type	Mixed
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	304 E JEFFERSON ST
City	CALEDONIA
State	MN
Zip	55921-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-24 TWP-102 RANGE-006 PT N1/2 NE1/4 - 71 FT E & W X 60 FT DOC 226144; DOC 245397; DOC 247155; DOC 252289; DOC 260775 DOC
Legal Range	06
Legal Township	102
Legal Section	24
Jurisdiction	HOUSTON MN
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2046
Census Tract	20500

Owner

Source: Houston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E JEFFERSON ST, CALEDONIA, MN 55921-1310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MERCHANTS BANK NA
Sep 14, 2020	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	2020299541
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	304 E JEFFERSON ST, CALEDONIA, MN 55921-1310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A294721
Date	Jun 26, 2019
Instrument	A294721

Lender

Name	MERCHANTS BANK NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Sep 14, 2020
Property Address	304 E JEFFERSON ST, CALEDONIA, MN 55921-1310
Document Number	A299541
Instrument Date	Sep 11, 2020
Instrument	A299541
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E JEFFERSON ST, CALEDONIA, MN 55921-1310

Mortgage

Document Number	000A299542
Date	Sep 14, 2020
Instrument	A299542

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	Caledonia City
Unified School District	Caledonia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,630.00 Homeowner's exemption	$146,700 (+7.95%) Land $19,000 Building $127,700	$146,700 (+7.95%) Land $19,000 Building $127,700
2025	$1,630.00 (+48.18%)
2023	$1,100.00 Homeowner's exemption	$135,900 Land $10,900 Building $125,000	$135,900 Land $10,900 Building $125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Caledonia serves 2,824 people · EPA ID MN1280002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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