304 E Hammond St, Durham, NC 27704 Property Records

Durham County property record for 304 E Hammond St, Durham, NC 27704 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1947
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Apr 2026)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0832-27-7862`

Property Details

APN / Parcel Number

Primary APN	`0832-27-7862`
Alternative APNs	`0832-27-78-6239` `083206277853` `120021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Porch
Porch Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	304 E HAMMOND ST
City	DURHAM
State	NC
Zip	27704-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROP-HILL A J & D H EST/B LK:C/LT#06-07 E PT PL:000012-000015
Legal Subdivision	PROP-HILL A J & D H EST
Legal Block	C
Legal Lot Number	6,7
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1022
Census Tract	101

Owner

Source: Durham County records · APN 0832-27-7862

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 E HAMMOND ST, DURHAM, NC 27704-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 28, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Jul 02, 2025 · Amount on Record
Deed Document Number	2026171909
Deed Book / Page	10531 / 194
Prior Transfer Date	Nov 24, 1997
Prior Transfer Doc	2393000166
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	304 E HAMMOND ST, DURHAM, NC 27704-4417
Transaction Type	Mortgage
Record Updated	Jun 03, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E HAMMOND ST, DURHAM, NC 27704-4417

Mortgage

Document Number	0102210427
Date	Dec 10, 2024
Book Page	10221/427
Instrument	2024117765

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jan 01, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 28, 2026
Property Address	304 E HAMMOND ST, DURHAM, NC 27704-4417
Document Number	0000171909
Book / Page	10531 / 194
Instrument Date	Apr 15, 2026
Instrument	2026.171909
Transaction Type	Transfer
Record Updated	May 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$80,598.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E HAMMOND ST, DURHAM, NC 27704-4417

Mortgage

Document Number	0000171910,
Date	Apr 28, 2026
Book Page	10531/196
Instrument	2026.171910

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (+2.4%)	$236,330 (+35.31%) Land $85,500 Building $150,830	$236,330 (+35.31%) Land $85,500 Building $150,830
2023	$2,287.00 (+2.33%)	$174,664 Land $28,475 Building $146,189	$174,664 Land $28,475 Building $146,189
2022	$2,235.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2002–2018)
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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