304 E Gooding St, Millstadt, IL 62260 Property Records

St. Clair County property record for 304 E Gooding St, Millstadt, IL 62260

Property Summary

Property Type	Duplex
Details	1,642 sqft · built 1974
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Mar 2018)
Tax Bill	$5,198 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2018 Sale & Line of Credit
APN	`12-10-0-105-013`

Property Details

APN / Parcel Number

Primary APN	`12-10-0-105-013`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	1,642 sqft Living Area
Basement Area	1,642 sqft
Unfinished Basement	1,642 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Architectural Style	Duplex Single
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Deck Area	377 sqft
Patio Area	377 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	304 E GOODING ST
City	MILLSTADT
State	IL
Zip	62260-1210
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BALTZ 2ND ADD LOT/SEC-11 A02570779
Legal Subdivision	BALTZ 2ND ADD
Legal Block	105
Jurisdiction	ST CLAIR IL
Township / Civil Division	MILLSTADT
Census Block Group	2
Census Block	2054
Census Tract	503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 E GOODING ST, MILLSTADT, IL 62260-1210
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF WATERLOO
Mar 21, 2018	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/WATERLOO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2018 · Amount on Record
Deed Sale	Mar 21, 2018 · Amount on Record
Deed Document Number	20182570779
Prior Transfer Date	Mar 19, 2018
Prior Transfer Doc	0002570779
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	304 E GOODING ST, MILLSTADT, IL 62260-1210
Transaction Type	Mortgage
Record Updated	Aug 23, 2021
Title Company	ACCENT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02699622
Date	May 12, 2021
Instrument	A02699622

Lender

Name	FIRST NATIONAL BANK OF WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3.25%

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 21, 2018
Property Address	304 E GOODING ST, MILLSTADT, IL 62260-1210
Document Number	00A2570779
Instrument Date	Mar 19, 2018
Instrument	2570779
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$203.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	302 E GOODING ST MILLSTADT IL 622601210, MILLSTADT, IL 62260-1210

Mortgage

Document Number	A2570780
Date	Mar 21, 2018
Instrument	2570780

Lender

Name	FIRST NAT'L BK/WATERLOO
Type	Bank
Address	MILLSTADT, IL 62260

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Millstadt Township
Municipality	Millstadt Village
Secondary School District	Belleville Township High School District 201 (09 - 12)
Elementary School District	Millstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,198.00 (+22.05%)	$72,594 (+14.93%) Land $9,326 Building $63,268	$217,782 (+14.93%) Land $27,978 Building $189,804
2022		$63,162 Land $7,829 Building $55,333	$189,486 Land $23,487 Building $165,999
2019	$4,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1979–1996)
Most Recent Claim	Apr 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLSTADT serves 4,071 people · EPA ID IL1630850
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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