304 E Franklin St, Carlock, IL 61725 Property Records

McLean County property record for 304 E Franklin St, Carlock, IL 61725

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 880 sqft · built 1906
Lot Size0.23 acres (10,018 sqft)
Owner2 Individual Names on Record
Last Sale$193,000 (Oct 2026)
Tax Bill$4,586 (2025)
Deeds & MortgagesOct 2026 Sale
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-32-328-008

Property Details

APN / Parcel Number

Primary APN06-32-328-008

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area880 sqft Living Area
1st Floor Area1,444 sqft
2nd Floor Area880 sqft

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1906
Exterior MaterialVinyl
Construction TypeFrame
Lot Area10,018 sqft (0.23 acres)
Garage TypeDetached
Garage Area4,650 sqft
Parking Spaces15 Parking Spaces
PorchSlab
Deck Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address304 E FRANKLIN ST
CityCARLOCK
StateIL
Zip61725-3006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARLOCKS ADD TO CARLOCK LOT 11 & E 1/2 LOT 10 BLK 1
Legal Range01E
Legal Township25N
Legal Section32
Legal SubdivisionCARLOCKS ADD
Legal Block1
Legal Lot Number11,10
JurisdictionMCLEAN IL
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2067
Census Tract5202

Owner

Source: McLean County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address304 E FRANKLIN ST, CARLOCK, IL 61725-3006
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2026Warranty Deed, Transfer
ALLIANCE LAND TITLE
Apr 13, 2017Deed of Trust, Mortgage · Line of Credit
FIRST STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2026 · Amount on Record
Deed SaleOct 6, 2026 · Amount on Record
Prior SaleMar 23, 2015 · Amount on Record
Deed Document Number202615016
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLEAN IL
Recording DateOct 6, 2026
Property Address304 E FRANKLIN ST, CARLOCK, IL 61725-3006
Document Number0000015016
Instrument DateSep 11, 2026
Instrument202615016
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyALLIANCE LAND TITLE

Transaction

AmountAmount Recorded
Tax$29,239.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address304 E FRANKLIN ST, CARLOCK, IL 61725-3006

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address304 E FRANKLIN ST, CARLOCK, IL 61725-3006
Transaction TypeMortgage
Record UpdatedJun 16, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-00006398
DateApr 13, 2017
Instrument2017-00006398
Lender
NameFIRST STATE BANK
TypeBank
AddressBLOOMINGTON, IL 61704
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityCarlock Village
CountyMcLean County
County SubdivisionWhite Oak Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,586.00 (+3.69%)$63,029 (+18.79%) Land $4,777 Building $58,252$189,087 (+18.79%) Land $14,331 Building $174,756
2024$4,423.00 (+6.53%)
2023$4,152.00$53,058 Land $4,021 Building $49,037$159,174 Land $12,063 Building $147,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARLOCK
serves 562 people · EPA ID IL1130250
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tel-Star Cablevision
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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