304 E Florida Ave, Urbana, IL 61801 Property Records

Champaign County property record for 304 E Florida Ave, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,714 sqft · built 1955
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$39,000 (Jul 2020)
Tax Bill	$1,761 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`93-21-17-478-018`

Property Details

APN / Parcel Number

Primary APN	`93-21-17-478-018`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Building Perimeter
1st Floor Area	1,714 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Material	Other
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	100 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	311 sqft
Driveway	Concrete Driveway
Driveway Area	315 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	304 E FLORIDA AVE
City	URBANA
State	IL
Zip	61801-5943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 16, PT 17 WEBBERS, WILLIAM B., AND PEARL, 3RD SUB
Legal Range	09E
Legal Township	19N
Legal Section	17
Legal Subdivision	WEBBERS, WILLIAM B., AND PEARL, 3RD SUB
Legal Lot Number	17
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	3
Census Block	3007
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 503, URBANA, IL 61803-0503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Jul 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202013420
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	304 E FLORIDA AVE, URBANA, IL 61801-5943
Transaction Type	Mortgage
Record Updated	Sep 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020599
Date	Aug 27, 2021
Instrument	2021R20599

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 15, 2020
Property Address	304 E FLORIDA AVE, URBANA, IL 61801-5943
Document Number	0000013420
Instrument Date	Jun 30, 2020
Instrument	13420
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 E PENNSYLVANIA AVE URBANA IL 618015030, URBANA, IL 61801-5030

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,070 (+25.84%) Land $18,030 Building $40	$54,210 (+25.84%) Land $54,090 Building $120
2024	$1,761.00 (+13.32%)
2022	$1,554.00	$14,360 Land $14,320 Building $40	$43,080 Land $42,960 Building $120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Pavlov Media, T-Mobile, Volo.net Internet+Tech.

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