Gallatin County property record for 304 E Elm St, Ridgway, IL 62979
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.303 acres (13,200 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $673 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-002-120-02 |
| Primary APN | 09-002-120-02 |
|---|
| Lot Area | 13,200 sqft (0.303 acres) |
|---|---|
| Lot Dimensions | 110 ft deep x 120 ft wide |
| Street Address | 304 E ELM ST |
|---|---|
| City | RIDGWAY |
| State | IL |
| Zip | 62979-1421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HENRY M BEANS ADDITION LOTS 7 & 8 |
| Legal Subdivision | HENRY M BEANS ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 7-8 |
| Jurisdiction | GALLATIN IL |
| Township / Civil Division | RIDGWAY |
| Census Block Group | 1 |
| Census Block | 1125 |
| Census Tract | 972700 |
Source: Gallatin County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 304 E ELM ST, RIDGWAY, IL 62979-1421 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2008 |
| Deed Sale | Jul 25, 2008 |
| Deed Book / Page | 537 / 208 |
| Record Updated | Sep 20, 2026 |
Source: Gallatin County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Gallatin County |
| County Subdivision | Ridgway Township |
| Municipality | Ridgway Village |
| Unified School District | Gallatin Community Unit School District 7 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $673.00 (+1,273.47%) | $12,475 (+19.7%) Land $5,659 Building $6,816 | $37,425 (+19.7%) Land $16,977 Building $20,448 |
| 2022 | $49.00 | $10,422 Land $4,728 Building $5,694 | $31,266 Land $14,184 Building $17,082 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 9 (2011) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | May 2011 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGWAY serves 874 people · EPA ID IL0590300 |
|---|---|
| Water Source | Purchased groundwater from SALINE VALLEY CONSERVANCY DISTRICT |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Shawnee Communications Fiber | 1,000 / 500 |
| Nextlink Fixed Wireless | 300 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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