Mississippi County property record for 304 E Cypress St, Charleston, MO 63834
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,583 sqft · built 1977 |
| Lot Size | 0.311 acres (13,530 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $182,386 (May 2026) |
| Tax Bill | $1,296 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| APN | 09-3.0-05-003-041-014.000 |
| Primary APN | 09-3.0-05-003-041-014.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,583 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,530 sqft (0.311 acres) |
| Lot Dimensions | 82 ft deep x 165 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4613000 |
|---|---|
| Street Address | 304 E CYPRESS ST |
| City | CHARLESTON |
| State | MO |
| Zip | 63834-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 1/2 BLOCK 14 DEALS ADDN |
| Legal Range | 16E |
| Legal Township | 26N |
| Legal Section | 05 |
| Legal Subdivision | DEALS ADDN |
| Legal Block | 14 |
| Jurisdiction | MISSISSIPPI MO |
| Township / Civil Division | TYWAPPITY |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 950200 |
Source: Mississippi County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 304 E CYPRESS ST, CHARLESTON, MO 63834-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Dec 2, 2021 · Amount on Record |
| Deed Document Number | 2026766 |
| Deed Book / Page | 742 / 951 |
| Prior Transfer Date | Mar 12, 2014 |
| Prior Transfer Doc | 626/635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSISSIPPI MO |
| Recording Date | May 27, 2026 |
| Property Address | 304 E CYPRESS ST, CHARLESTON, MO 63834-1709 |
| Document Number | 0000000766 |
| Book / Page | 742 / 951 |
| Instrument Date | May 15, 2026 |
| Instrument | 2026766 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 304 E CYPRESS ST, CHARLESTON, MO 63834-1709 |
| Document Number | 0000000767, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 2026767 |
| Name | FOCUS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Mississippi County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Mississippi County |
| Municipality | Charleston City |
| Unified School District | Charleston R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,296.00 (+6.93%) | $24,070 (+6.84%) | $126,700 (+6.83%) Land $13,600 Building $113,100 |
| 2023 | $1,212.00 | $22,530 | $118,600 Land $13,600 Building $105,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON PWS serves 5,900 people · EPA ID MO4010160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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