304 E Cushman St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 304 E Cushman St, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1900
Square Footage2,228 sqft Living Area
Lot Size15,682 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$50,000 (2014)
Tax Bill$1,465.00 (2025)

Property Details

APN / Parcel Number

Primary APN051-145-342-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area2,228 sqft Living Area
1st Floor1,396 sqft 1st Floor
Basement Area832 sqft Basement
Unfinished Basement752 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area15,682 sqft (0.36 acres)
Depth X Width132 ft x 120 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage Area1,124 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address304 E CUSHMAN ST
CityTHREE RIVERS
StateMI
Zip49093-1406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSW 1/4 BLK 33 EXC N 12 FT CITY OF THREE RIVERS.
Legal SubdivisionCITY OF THREE RIVERS
Legal Block33
JurisdictionST JOSEPH MI
Minor Civil DivisionTHREE RIVERS
Census Blockgroup3
Census Block3017
Census Tract40100

Owner

Source: St. Joseph County records · APN 051-145-342-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 E CUSHMAN ST, THREE RIVERS, MI 49093-1406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2014 · Amount on Record
Deed SaleMay 16, 2014 · Amount on Record
Prior SaleJul 19, 2012 · Amount on Record
Deed Book / Page1744 / 776
Record RefreshedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address304 E CUSHMAN ST, THREE RIVERS, MI 49093-1406
Transaction TypeMortgage
Record UpdatedFeb 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01958/0775
DateMay 13, 2019
Book Page1958/0775
Lender
NameCENTURY BANK & TRUST
TypeBank
AddressSTURGIS, MI 49091
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueJun 01, 2049
Interest
Rate TypeAdjustable Rate
Rate5%
Type Change DateJun 01, 2024
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change6%
Index1-Year CMT
Max Rate11%

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$87,800 (+38.05%)$175,600 (+38.05%)
2025$1,465.00 (-25.29%) Homeowner's exemption
2023$63,600 Land $5,400 Building $58,200$127,200 Land $10,800 Building $116,400
2022$1,961.00

Flood & Wildfire

304 E Cushman St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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