304 E Cowing Dr, Muncie, IN 47303 Property Records

Delaware County property record for 304 E Cowing Dr, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,728 sqft · built 1941
Lot Size	0.178 acres (7,760 sqft)
Owner	Individual Name on File
Last Sale	$129,900 (Jul 2022)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-11-03-304-006.000-003`

Property Details

APN / Parcel Number

Primary APN	`18-11-03-304-006.000-003`
Alternative APN	`1103304006000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,760 sqft (0.178 acres)
Lot Dimensions	970 ft deep x 800 ft wide
Garage Type	Basement
Garage Area	921 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	11 03 304 006 000
Street Address	304 E COWING DR
City	MUNCIE
State	IN
Zip	47303-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD LOT 14 & E20FT LOT 15
Legal Subdivision	NORTHWOOD ADD
Legal Lot Number	14,15
Jurisdiction	DELAWARE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1010
Census Tract	1100

Owner

Source: Delaware County records · APN 18-11-03-304-006.000-003

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	304 E COWING DR, MUNCIE, IN 47303-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Prior Sale	Aug 22, 2007
Deed Document Number	202211349
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	2010R13400
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Jul 28, 2022
Property Address	304 E COWING DR, MUNCIE, IN 47303-1903
Document Number	2022R11349
Instrument Date	Jul 20, 2022
Instrument	2022R11349
Transaction Type	Transfer
Record Updated	May 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E COWING DR, MUNCIE, IN 47303-1903

Mortgage

Document Number	2022R11350
Date	Jul 28, 2022
Instrument	2022R11350

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Center Township
Municipality	Muncie City
Unified School District	Muncie Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (+11.3%)	$118,300 (+25.19%) Land $11,600 Building $106,700	$118,300 (+25.19%) Land $11,600 Building $106,700
2024	$1,062.00
2023	$1,062.00 (+11.2%)	$94,500 (-1.05%) Land $11,600 Building $82,900	$94,500 (-1.05%) Land $11,600 Building $82,900
2022	$955.00 (-44.48%)	$95,500 Land $11,600 Building $83,900	$95,500 Land $11,600 Building $83,900
2021	$1,720.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 12, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

Based on FCC filings for 239 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - MUNCIE private · serves 74,030 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.