304 E Cotton St, Carthage, TX 75633 Property Records

Panola County property record for 304 E Cotton St, Carthage, TX 75633

Property Summary

Property TypeCommercial
Details2,000 sqft
Lot Size0.949 acres (41,338 sqft)
OwnerCompany Name on File
Last Sale$268,800 (Oct 2016)
Tax Bill$2,375 (2025)
Deeds & MortgagesAug 2017 Line of Credit
APN01450-00550-00000-000000

Property Details

APN / Parcel Number

Primary APN01450-00550-00000-000000
Alternative APN
  • 8196

Interior

Building Area2,000 sqft Total Area

Exterior

Lot Area41,338 sqft (0.949 acres)
Lot Dimensions195 ft deep x 212 ft wide

Location & Zoning

Account Number01450-00550-00000-000000
Street Address304 E COTTON ST
CityCARTHAGE
StateTX
Zip75633-2756
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionBLK 607 LT 1
Legal Block607
Legal Lot Number1
JurisdictionPANOLA TX
Township / Civil DivisionCARTHAGE
Census Block Group2
Census Block2015
Census Tract950401

Owner

Source: Panola County records · APN 01450-00550-00000-000000

Assessment roll updated February 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1700 JOHNSON PL, GUNTER, TX 75058
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 19, 2016 · Amount on Record
Deed SaleOct 19, 2016 · Amount on Record
Deed Document Number2016198700
Deed Book / Page1893 / 152
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPANOLA TX
Property Address304 E COTTON ST, CARTHAGE, TX 75633-2756
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1932/341
DateAug 28, 2017
Book Page1932/341
Instrument203839
Lender
NameCOMMERCIAL BANK OF TEXAS NA
TypeBank
AddressPALESTINE, TX 75801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 25, 2018
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Panola County records · Assessment roll updated February 5, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCarthage City
CountyPanola County
Unified School DistrictCarthage Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,375.00 (+141.61%)$100,300 (+118.04%) Land $51,700 Building $48,600$100,300 (+118.04%) Land $51,700 Building $48,600
2023$46,000 Land $26,790 Building $19,210$46,000 Land $26,790 Building $19,210
2022$983.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cable One
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: Etex Telephone Cooperative.

Based on FCC filings for 205 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF CARTHAGE
serves 6,770 people
Water SourceSurface water
Last State InspectionApr 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2025
Total trihalomethanes
resolved · Jan 2023
Treatment and ProcedureLead service line inventory
Oct 2024
Coliform assessment
May 2020
Monitoring and Reporting8
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Cotton St

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