304 E Charlotte Ave, Sumter, SC 29150 Property Records

Sumter County property record for 304 E Charlotte Ave, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 715 sqft · built 1950
Lot Size	0.309 acres (13,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$42,500 (Feb 2005)
Tax Bill	$576 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`249-01-04-002`

Property Details

APN / Parcel Number

Primary APN	`249-01-04-002`
Alternative APN	`47953`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	715 sqft Living Area
1st Floor Area	715 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Exterior Material	Asbestos
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,485 sqft
Lot Width	100 ft Width
Porch	Covered Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	47953
Old Parcel Number	249 01 04 002
Street Address	304 E CHARLOTTE AVE
City	SUMTER
State	SC
Zip	29150-3640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC
Legal Description	124 FT -
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	3
Census Block	3011
Census Tract	700

Owner

Source: Sumter County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	480 E LIBERTY ST, SUMTER, SC 29153-5043
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Commercial Mortgage CAROLINA BANK & TRUST CO
Oct 14, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2005 · Amount on Record
Deed Sale	Feb 28, 2005 · Amount on Record
Deed Document Number	0000971413
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Property Address	304 E CHARLOTTE AVE, SUMTER, SC 29150-3640
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0013514052
Date	Mar 16, 2026
Book Page	1351/4052

Lender

Name	CAROLINA BANK & TRUST CO
Type	Bank
Address	FLORENCE, SC 29501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	246 Months
Due	Sep 15, 2046

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Oct 14, 2020
Property Address	304 E CHARLOTTE AVE, SUMTER, SC 29150-3640
Document Number	0012750991
Book / Page	001275 / 000991
Instrument Date	Oct 14, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 HOLLY RIDGE LN WEST COLUMBIA SC 291693726, WEST COLUMBIA, SC 29169-3726

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00 (+3.41%)	$1,190 (-) Land $330 Building $860	$19,831 (-) Land $5,500 Building $14,331
2023	$557.00 (+1.27%)	$1,190 (-) Land $330 Building $860	$19,831 (-) Land $5,500 Building $14,331
2022	$550.00	$1,190 Land $330 Building $860	$19,831 Land $5,500 Building $14,331

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	56 (1979–2020)
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 38 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: FTC.

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