304 E Center St, Loami, IL 62661 Property Records

Sangamon County property record for 304 E Center St, Loami, IL 62661

Property Summary

Property TypeSingle Family Home
Lot Size0.67 acres (29,185 sqft)
OwnerIndividual on Record
Last Sale$157,000 (Mar 2018)
Tax Bill$4,163 (2025)
Deeds & MortgagesJun 2018 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN27-11.0-400-034

Property Details

APN / Parcel Number

Primary APN27-11.0-400-034
Alternative APN
  • 27110400034 (CHECK DIGIT = 0)

Exterior

Lot Area29,185 sqft (0.67 acres)

Location & Zoning

Account Number27110400034
Street Address304 E CENTER ST
CityLOAMI
StateIL
Zip62661-3298
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE 105 OF E 352.86 N 217.77 E PT OF LOT 3 VILLAGE OF LOAMI OF 1882 11-14-7
Legal Range07
Legal Township14
Legal Section11
Legal Lot Number3
JurisdictionSANGAMON IL
Township / Civil DivisionLOAMI
Census Block Group4
Census Block4030
Census Tract3500

Owner

Source: Sangamon County assessment roll, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address304 E CENTER ST, LOAMI, IL 62661-3298
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Mar 7, 2018Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2018 · Amount on Record
Deed SaleMar 7, 2018 · Amount on Record
Prior SaleNov 21, 2006 · Amount on Record
Deed Document Number20184394
Record UpdatedSep 20, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address304 E CENTER ST, LOAMI, IL 62661-3298
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018R11521
DateJun 6, 2018
Instrument2018R11521
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2033
Interest
Rate TypeFixed Rate

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateMar 7, 2018
Property Address304 E CENTER ST, LOAMI, IL 62661-3298
Document Number2018R04394
Map ReferencePG466
Instrument DateMar 2, 2018
Instrument2018R04394
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
Tax$235.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E CENTER ST, LOAMI, IL 62661-3298

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionLoami Township
MunicipalityLoami Village
Unified School DistrictNew Berlin CUSD 16 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,163.00 (+19.76%)$66,818 (+29.43%) Land $5,235 Building $61,583$200,454 (+29.43%) Land $15,705 Building $184,749
2022$3,476.00 Homeowner's exemption$51,625 Land $4,045 Building $47,580$154,875 Land $12,135 Building $142,740

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOAMI
serves 812 people · EPA ID IL1670700
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

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