304 E 8th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 304 E 8th St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,672 sqft · built 1900
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on Record
Last Sale	$233,508 (Apr 2026)
Tax Bill	$1,790 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Feb 2020 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-436-033.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-436-033.000-023`
Alternative APN	`01611435691`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,204 sqft
Basement Area	532 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,600 sqft (0.106 acres)
Lot Dimensions	115 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	304 E 8TH ST
City	MISHAWAKA
State	IN
Zip	46544-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MC INERNYS 1ST
Legal Subdivision	MC INERNYS 1ST
Legal Lot Number	4
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1024
Census Tract	10201

Owner

Source: St. Joseph County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Feb 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB
Sep 11, 2018	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Sep 11, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 2, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2026 · Amount on Record
Deed Sale	Apr 8, 2026 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	20268330
Prior Transfer Date	Jun 8, 2017
Prior Transfer Doc	0000015497
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 8, 2026
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0000008330
Instrument Date	Apr 1, 2026
Instrument	2026.8330
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127

Mortgage

Document Number	0000008331,
Date	Apr 8, 2026
Instrument	2026..8331

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000008332,
Date	Apr 8, 2026
Instrument	2026.8332

Lender

Agreement

Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 20, 2020
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0002004723
Instrument Date	Feb 14, 2020
Instrument	2004723
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127

Mortgage

Document Number	0002004724
Date	Feb 20, 2020
Instrument	2004724

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 11, 2018
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0001823291
Instrument Date	Aug 30, 2018
Instrument	1823291
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N MAIN ST # 1, 1, MISHAWAKA, IN 46544-1407
Investor	Possibly a Property Investor

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 11, 2018
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0001823290
Instrument Date	Aug 29, 2018
Instrument	1823290
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 19, 2017
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	1715497
Instrument Date	Jun 8, 2017
Instrument	1715497
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 GATEWAY RD # 105-137, 105-137, CARLSBAD, CA 92009-1755

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 19, 2017
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0001715497
Instrument Date	Jun 8, 2017
Instrument	1715497
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2647 GATEWAY RD # 105-137, 105, CARLSBAD, CA 92009-1757

February 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 2, 2017
Property Address	304 E 8TH ST, MISHAWAKA, IN 46544-2127
Document Number	0001702754
Instrument Date	Jan 26, 2017
Instrument	1702754
Transaction Type	Foreclosure
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,000 (+32.06%) Land $15,100 Building $164,900	$180,000 (+32.06%) Land $15,100 Building $164,900
2024	$1,790.00 (+14.6%)
2023	$1,562.00 (+0.71%)	$136,300 (-) Land $15,100 Building $121,200	$136,300 (-) Land $15,100 Building $121,200
2022	$1,551.00 Homeowner's exemption	$136,300 Land $15,100 Building $121,200	$136,300 Land $15,100 Building $121,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

Nearby Properties on E 8th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures